Laura Jewett

Laura Jewett

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Closed

$310,000

($118,637 down)
VA

1835 La Casa Lane SE, Owatonna, MN 55060

4
2
2,182 sqft
PITI Monthly
$1,474.1 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

3.77%
7.15%

Principal & Interest

$988 /mo
$1,437 /mo

What's Special

MINUTES AWAY
ENTERTAINMENT
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
DECK
COZY

Situated in the inviting community of SE Owatonna, this lovely home offers a wealth of extra features tailored for modern living. With 4 spacious bedrooms and 2 well-appointed baths, there's plenty of room for everyone. The attached garage, complete with a cement apron along the side, provides ample extra parking. Step inside to find vaulted ceilings that add a touch of elegance, complemented by a bay window that fills the home with natural light. Cozy up by the gas fireplace on chilly evenings and enjoy the convenience of a well-organized pantry for all your kitchen essentials. Beautiful brick accents add character and warmth throughout the space. The tiered deck, refreshed in 2024, is perfect for outdoor gatherings, whether you’re hosting a summer BBQ or simply relaxing with a book. Plus, new carpet was installed throughout the home in 2022, ensuring a fresh and inviting atmosphere. Conveniently located, this home offers easy access to Highway 14, making commuting a breeze. You’ll also appreciate being just minutes away from the local grocery stores,, a variety of bars, restaurants, and entertainment options, including bowling and more. And for families, the state-of-the-art high school is just a short distance away. This home seamlessly blends comfort, style, and functionality, making it an ideal choice for your next chapter. Come see it for yourself and imagine the possibilities!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.77
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,474.1/mo
Estimated Loan Balance
$192,133
Cash to close
$118,637
Interest Paid
$41,820

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Casa Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Owatonna

Financial Details

  • Price per Sqft: $142.07
  • Tax Annual Amount: $4034
  • On Market Date: 2024-10-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $118,637 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $118,637!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$191,363
Your Cash$118,637
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$988/mo
Traditional @ 7.5%
$1,491/mo
You save $503/month ($6,035/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6617737

Listing From: northstar

Last updated: 2024-12-04T21:26:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$988 /mo
$1,437 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,637 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $118,637!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$191,363
Your Cash$118,637
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$988/mo
Traditional @ 7.5%
$1,491/mo
You save $503/month ($6,035/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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