Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$715,000

($339,582 down)
VA

1834 Monserrat Way, Vista, CA 92081

2
3
1,386 sqft
PITI Monthly
$2,824.34 /mo

Listing courtesy of: Deborah Walz, Hallmark West Real Estate

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,843 /mo
$2,685 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
EN SUITE BATHROOM
PATIO
CHARMING
COZY

Charming 2 bedroom, 2 1/2 bathroom condo in the gated Calypso at Vista Largo, a community of Shadowridge. No one above or below with a 2 car attached direct access garage. Lots of storage cabinets in garage. Enjoy a spacious enclosed patio and a cozy fireplace in the living room. Full size laundry area inside. The living room and the primary bedroom have vaulted ceilings . The floor plan feels open as well as cozy. To see a walk thru video copy and past this link into your browser: https://youtu.be/bi3IyhvGmSU?si=9Wxk0wKYZtWSWoUm There is a guest 1/2 bathroom downstairs. Both upstairs bedrooms have their own en suite bathrooms . Both bedrooms have large closets with the primary having a large walk in closet and mirrored closet doors. The kitchen comes with a stainless steel refrigerator, stove, dishwasher and microwave. This community features a nice pool and spa. Guest parking is nearby. Conveniently close to Buena Vista Park, walking trail and beautiful picnicking area within walking distance. High school is within walking distance. Minutes to shopping, (one being the popular Bressi Ranch Village Center) Shadowridge Golf Course, restaurants, Carlsbad Beaches and freeway. All this while having an interior location that is very quiet.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,824.34/mo
Estimated Loan Balance
$376,745
Cash to close
$339,582
Interest Paid
$43,614

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom, RaisedHearth
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Vista
  • Features: StreetLights, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Calypso
  • HOA Amenities: Unknown
  • HOA Fee: $419
  • HOA Frequency: $Monthly
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $515.87
  • Tax Annual Amount: $8937.5
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $339,582 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $339,582!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$375,418
Your Cash$339,582
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,843/mo
Traditional @ 7.5%
$2,785/mo
You save $942/month ($11,300/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25039931

Listing From:

Last updated: 2025-04-02T19:24:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,843 /mo
$2,685 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $339,582 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $339,582!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$375,418
Your Cash$339,582
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,843/mo
Traditional @ 7.5%
$2,785/mo
You save $942/month ($11,300/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.