Laura Jewett

Laura Jewett

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Pending

$539,900

($389,903 down)
FHA

1824 W STATE Avenue, Phoenix, AZ 85021

3
2
1,684 sqft
PITI Monthly
$1,281.8 /mo

Listing courtesy of: Josh Randall, HomeSmart

Assumed Rate

2.52%
7.15%

Principal & Interest

$781 /mo
$1,245 /mo

What's Special

REMODELED
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO
EFFICIENT

Come see this rare find in central Phoenix! This is an AMAZING LOT at 14,849 SF which is 0.341 Acres, with a full block fence which is expensive for a lot this size! Enjoy a huge savings for water for the lot, as it is a fully functional irrigated lot. Enjoy the mature vegetation and shade trees as well! This backyard is a kid's dream and hard to find in this price range! Step inside to this beautifully updated 3-bedroom, 2-bathroom home with a fully remodeled kitchen and 2 family areas! The impeccable interior will impress you with wood-look flooring, soothing palette colors, and recessed lighting that brightens the ambiance of the home! The Kitchen is stunning with upgraded kitchen cabinetry, quartz countertops, designer backsplash, undermount sink with window view, upgraded stainless steel appliances, and an eat-in extended peninsula! Enjoy Large living & family/dining rooms that are spacious and make for 2 wonderful places for family to hang out and enjoy together! Inside laundry as well for this home! New 2025 installed Tankless water heater, upgraded dual pane windows, and an upgraded 2023 AC make this a very energy efficient home! Retreat to the perfectly sized primary bedroom with a sliding door closet and a private bath with a floor-to-ceiling tiled shower. Enjoy 2 additional bedrooms plus a nicely sized 2nd bath as well! Step out back to a massive, covered patio with flagstone design finish, plus a huge fully fenced backyard for all the family activities, sports, play areas, or for guests to enjoy together! N/S Lot with the backyard North for added shade to enjoy the backyard year-round! This hidden gem will not disappoint! Come see this opportunity before it is gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.52
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,281.8/mo
Estimated Loan Balance
$156,026
Cash to close
$389,903
Interest Paid
$18,724

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Siding, Slump Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Siding, Slump Block
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: WESTWOOD HEIGHTS LOTS 71-130
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $320.61
  • Tax Annual Amount: $2528
  • On Market Date: 2025-03-06T22:10:09.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $389,903 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $389,903!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.52% Sellers Rate
$149,997
Your Cash:$389,903
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 2.52%
$781/mo
Traditional @ 7.5%
$1,287/mo
You save $505/month ($6,062/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831281

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-08T20:31:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.52%
7.15%

Principal & Interest

$781 /mo
$1,245 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $389,903 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $389,903!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.52% Sellers Rate
$149,997
Your Cash:$389,903
Total Purchase Price:$539,900

Assumed vs Traditional Mortgage

Assumed @ 2.52%
$781/mo
Traditional @ 7.5%
$1,287/mo
You save $505/month ($6,062/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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