Laura Jewett

Laura Jewett

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Closed

$690,000

($508,003 down)
FHA

18238 W LISBON Lane, Surprise, AZ 85388

4
4
4,501 sqft
PITI Monthly
$1,606.71 /mo

Listing courtesy of: Sally Liddicoat, Weichert, REALTORS - Rattler

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,027 /mo
$1,374 /mo

What's Special

DINING
GRANITE COUNTERTOPS
FIREPLACE
SOAKING TUB
PATIO

Nestled in the highly sought-after Sierra Montana community of Surprise, this exquisite 4-bedroom, 3.5-bathroom residence boasts exceptional upgrades. Whole house water softener. Both AC units (5 ton each) were installed in 3/2023. Revel in the expansive formal dining room and living room, a separate den, and an extraordinary kitchen equipped with double ovens, a gas range, an expansive island, upgraded cabinetry featuring pull-out drawers, granite countertops, and an ample walk-in pantry complemented by a butler pantry. Ascend to the upper level to discover the luxurious master retreat, complete with a fireplace, sitting room, and a bonus room. The master bathroom showcases dual vanities and sinks, a soaking tub enveloped in upgraded tile surround, and a separate glass shower. Each bedroom and a separate glass shower. Each bedroom is accompanied by an attached bathroom, with two sharing a jack-n-jill bath and one possessing its own en suite. Step into the backyard oasis to relish the covered patio, pool featuring a water feature, and a built-in barbecue. Positioned adjacent to a green belt, this residence epitomizes a perfect blend of style and comfort.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.47
Remaining Loan Term
23 years, 2 months
Monthly PITI
$1,606.71/mo
Estimated Loan Balance
$266,730
Cash to close
$508,003
Interest Paid
$58,469

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Family Room, Master Bedroom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Territorial/Santa Fe
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: SIERRA MONTANA PARCEL 5
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: 1st Service Resident
  • HOA Amenities: Unknown
  • HOA Fee: $179.99
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $153.3
  • Tax Annual Amount: $3221
  • On Market Date: 2024-01-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $508,003 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $508,003!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$181,997
Your Cash:$508,003
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,027/mo
Traditional @ 7.5%
$1,426/mo
You save $398/month ($4,779/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6639245

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-05-03T08:07:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.47%
7.15%

Principal & Interest

$1,027 /mo
$1,374 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $508,003 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $508,003!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.47% Sellers Rate
$181,997
Your Cash:$508,003
Total Purchase Price:$690,000

Assumed vs Traditional Mortgage

Assumed @ 4.47%
$1,027/mo
Traditional @ 7.5%
$1,426/mo
You save $398/month ($4,779/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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