Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$465,000

($193,583 down)
FHA

18224 W CARLOTA Lane, Surprise, AZ 85387

3
2
1,988 sqft
PITI Monthly
$1,905.6 /mo

Listing courtesy of: Grant Van Dyke, The Griffin

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,388 /mo
$2,037 /mo

What's Special

OPEN CONCEPT
DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
SEPARATE SHOWER
PATIO
PLAYGROUND
CHARMING

Built on a premium lot, this delightful bungalow-style home stands out in the neighborhood with superior upgrades inside and out. Dry-stack stone accents the facade and produces timeless curb appeal, while a skylit entryway and charming front porch create the perfect space for friendly conversations with neighbors. Or enter with wifi remote control access to the extended-length garage, which has storage and workshop areas already established. Inside, an extra wide foyer has a turn for each destination, including a quiet front den with multi-purpose function and two bedrooms veiled on the other side. The living room, dining area, and kitchen are designed open concept with clearly defined spaces. The kitchen is the heart of the home with a gorgeous quartz countertop & breakfast bar extending the width of the living room. Upgraded cabinets include a large, reach-in pantry, overhead and under-mount dimmable lighting, stone backsplash, and a sink in the kitchen island that allows for ample workspace. Additional features include dimmable pendant lighting, stainless steel appliances, a built-in microwave, and a wifi oven. The home is enhanced with tinted windows that help block out the Arizona sun and an oversized patio door that creates a large indoor/outdoor living area, perfect for gatherings. The master suite is carpeted and neutral black-out blinds have been installed. The generous bath has two vanities, access to the walk-in closet, and a separate shower and tub with a large raindrop window for light and privacy. The backyard is loaded with features such as an extended paver patio, ceiling fan, installed shades & gutters, a ramada, a raised planter box with a Hunter drip system, and a built-in fireplace. Artificial turf and no immediate neighbors to the east, along with single-story homes surrounding the property, ensure a feeling of privacy and serenity. Take advantage of the community's numerous amenities including multiple parks, a refreshing pool, a splash pad, covered playgrounds, pickleball and bocce courts, cornhole, checkerboards, basketball, a baseball field, horseshoe pits, a dog park, and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$1,905.6/mo
Estimated Loan Balance
$273,605
Cash to close
$193,583
Interest Paid
$55,639

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Refrigeration
  • Heating: Electric
Features
  • Materials: Brick Veneer, Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Brick Veneer, Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: Gehan Homes

Community & HOA

Community
  • Subdivision: AUSTIN RANCH WEST PARCEL 1
  • Features: Pickleball Court(s), Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Copper Canyon HOA
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $233.9
  • Tax Annual Amount: $1647
  • On Market Date: 2025-01-02T04:00:01.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,583 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $193,583!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$271,417
Your Cash$193,583
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,388/mo
Traditional @ 7.5%
$2,113/mo
You save $725/month ($8,696/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6799042

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-19T09:06:04.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,388 /mo
$2,037 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,583 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $193,583!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$271,417
Your Cash$193,583
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,388/mo
Traditional @ 7.5%
$2,113/mo
You save $725/month ($8,696/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.