Laura Jewett

Laura Jewett

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Closed

$435,000

($41,748 down)
FHA

1821 W Villa Rita Drive, Phoenix, AZ 85023

4
2
1,737 sqft
PITI Monthly
$3,333.92 /mo

Listing courtesy of: Tonya Calkins, Realty ONE Group

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,807 /mo
$2,680 /mo

What's Special

REMODELED
LOCATION
MODERN
WALK-IN CLOSET
PATIO

Welcome to this COMPLETELY REMODELED home in a great Phoenix location! Providing 4 beds, 2 baths, RV gate, and a covered parking. The highly updated interior boasts clean lines that promote a modern feel! Enhanced by fresh designer paint, recessed lighting, tons of natural light, and wood-look tile floors w/plush carpet in bedrooms. You'll LOVE the desirable great room! The renewed eat-in kitchen boasts new SS appliances, quartz counters, recessed lighting, espresso cabinetry, a tile backsplash, and a peninsula w/breakfast bar. The main bedroom has a private bathroom, a walk-in closet, and access to the back. Discover the large backyard, featuring an extended covered patio and so much room for entertaining! The new owner will surely love all the upgrades this gem offers! Ready to move in!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.62
Remaining Loan Term
28 years, 8 months
Monthly PITI
$3,333.92/mo
Estimated Loan Balance
$393,560
Cash to close
$41,748
Interest Paid
$40,092

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Siding, Frame - Wood, Slump Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition, Rolled/Hot Mop
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Siding, Frame - Wood, Slump Block
  • Roof: Composition, Rolled/Hot Mop
Condition
  • Year Built: 1972
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: DESERT VALLEY ESTATES UNIT 1
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $250.43
  • Tax Annual Amount: $1146
  • On Market Date: 2024-11-30T19:00:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,748 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $41,748!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$393,252
Your Cash$41,748
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,807/mo
Traditional @ 7.5%
$2,780/mo
You save $-27/month ($-327/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6789549

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-18T02:09:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.62%
7.15%

Principal & Interest

$2,807 /mo
$2,680 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,748 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $41,748!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.62% Sellers Rate
$393,252
Your Cash$41,748
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 7.62%
$2,807/mo
Traditional @ 7.5%
$2,780/mo
You save $-27/month ($-327/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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