Laura Jewett

Laura Jewett

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$450,000

($186,992 down)
FHA

181 Valley Lane, Woodland Park, CO 80863

3
2
1,374 sqft
PITI Monthly
$1,952.4 /mo

Listing courtesy of: Scott Jason Roshek, Coldwell Banker Beyond

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,418 /mo
$1,989 /mo

What's Special

SERENE
ENTERTAINMENT
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS

Discover the perfect blend of comfort and convenience in this beautiful home, ideally located right on the outskirts of Woodland Park. This property offers easy access to community events and activities. Nestled in a picturesque community, you'll enjoy the serene beauty of a neighborhood that features a community lake, perfect for leisurely walks, picnics, or fishing. Step inside to be greeted by an abundance of natural light filling the spacious living area, and creating a warm ambiance along with the fireplace on cold days. Vaulted ceilings add to the open floor plan, making the home feel even more expansive. Butcher block countertops in the kitchen not only provide a modern touch but, also offer space for meal preparation and gathering with guests. Downstairs includes an additional bedroom, full bathroom, and family room for some indoor entertainment, or movie night. This neighborhood is also within walking distance of Charis Bible College, including a trail system to get there. Whether you're hosting gatherings with friends or enjoying quiet evenings at home, this property could be your new place to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,952.4/mo
Estimated Loan Balance
$363,531
Cash to close
$186,992
Interest Paid
$65,311

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Main Level
  • Flooring: Tile, Wood, Laminate

Exterior

Fencing
  • Fencing: Rear
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Assoc/Distr
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Shingle
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Westwood Lakes
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Woodland Park

Financial Details

  • Price per Sqft: $327.51
  • Tax Annual Amount: $1913.16
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $186,992 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $186,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$263,008
Your Cash$186,992
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,418/mo
Traditional @ 7.5%
$2,063/mo
You save $645/month ($7,743/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7271280

Listing From: recolorado

Last updated: 2025-04-01T18:20:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,418 /mo
$1,989 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,992 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $186,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$263,008
Your Cash$186,992
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,418/mo
Traditional @ 7.5%
$2,063/mo
You save $645/month ($7,743/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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