Laura Jewett

Laura Jewett

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Closed

$437,000

($231,620 down)
VA

18195 W DESERT Lane, Surprise, AZ 85388

4
3
2,331 sqft
PITI Monthly
$1,262.53 /mo

Listing courtesy of: Cameron Davis, Dream Vacation Rentals,LLC

Assumed Rate

2.94%
7.15%

Principal & Interest

$940 /mo
$1,518 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
SPACIOUS
WALK-IN CLOSET
HOME OFFICE
COMMUNITY POOL

Beautiful two story, 4-bedroom, 2.5-bathroom home on a private corner lot in a Desirable Location. LOFT upstairs doubles as FLEX BONUS ROOM/DEN/HOME OFFICE/GYM. Large, updated kitchen with all new wood plank tile and built in entertainment center. MASTER BEDROOM w/BIG walk-in closet. SPACIOUS BACKYARD with Built in natural gas BBQ, Large trees and gardens perfect for relaxing and hosting outdoor gatherings! Other EXTRAS include TWO NEW A/C UNITS IN 2024, sunscreens on the windows and RV Gate with parking on the side. This home is conveniently located near Loop 303, LAKE PLEASANT w/access to riding and hiking trails, TSMC, shopping, restaurants, tennis, community pools and parks and Surprise Stadium. Buyer to verify all pertinent information. ****Seller willing to offer Concessions ****

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,262.53/mo
Estimated Loan Balance
$212,231
Cash to close
$231,620
Interest Paid
$28,310

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water, Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: SURPRISE FARMS PHASE 4 PARCEL 4
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Surprist Farms III
  • HOA Amenities: Unknown
  • HOA Fee: $198
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $187.47
  • Tax Annual Amount: $1866
  • On Market Date: 2024-08-15T03:30:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $231,620 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $231,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$205,380
Your Cash:$231,620
Total Purchase Price:$437,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$940/mo
Traditional @ 7.5%
$1,575/mo
You save $634/month ($7,612/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6744007

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-31T10:12:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$940 /mo
$1,518 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $231,620 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $231,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$205,380
Your Cash:$231,620
Total Purchase Price:$437,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$940/mo
Traditional @ 7.5%
$1,575/mo
You save $634/month ($7,612/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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