Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$430,000

($230,120 down)
FHA

18183 W DESERT Lane, Surprise, AZ 85388

4
2
1,725 sqft
PITI Monthly
$1,538.45 /mo

Listing courtesy of: Brandon Howe, Howe Realty

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,088 /mo
$1,558 /mo

What's Special

LOCATION
DINING
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
PLAYGROUND

MUST SEE this fantastic 4-bedroom, 2-bathroom single-level home on a desirable north/south exposure lot in the highly sought-after Surprise Farms community. This location is ideal, with Western Peaks Elementary, Willow Canyon High School, and Surprise Farms Community Park within walking distance. The park offers a splash pad, playground, skate park, RC boat lake, baseball fields, and a dog park. Once inside, appreciate the vaulted ceilings, soothing neutral color palette, and newer luxury wood-like plank flooring throughout. The home features plantation shutters in all the right places and an inviting great room with an easy flow into the gourmet eat-in kitchen. The kitchen boasts stainless steel appliances, elegant white staggered height cabinets, gorgeous granite countertops, and a lovely dining nook with a bay of windows that bring in natural light. The center island with a breakfast bar opens to the great room, creating a perfect space for entertaining. From here, you have wonderful access to the backyard oasis featuring a covered patio with an added pergola and desirable roller shade. The backyard also includes a tranquil grass lawn, a soothing above-ground hot tub, and an extended paver patio with a firepit chatting area, providing ample room to entertain family and friends. Back inside, the primary bedroom features a desirable bay window and an ensuite bathroom with dual sinks, a shower/tub combo, and a large walk-in closet. The three remaining bedrooms, a full guest bath, and a convenient laundry room complete this incredible floor plan. Don't miss out on the opportunity to call this beautiful home your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,538.45/mo
Estimated Loan Balance
$225,728
Cash to close
$230,120
Interest Paid
$61,361

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: SURPRISE FARMS PHASE 4 PARCEL 4
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Surprise Farms III
  • HOA Amenities: Unknown
  • HOA Fee: $198
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $249.28
  • Tax Annual Amount: $1640
  • On Market Date: 2024-08-12T22:20:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,120 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $230,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$199,880
Your Cash:$230,120
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,088/mo
Traditional @ 7.5%
$1,617/mo
You save $528/month ($6,339/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6742916

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-07T00:35:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,088 /mo
$1,558 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,120 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $230,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$199,880
Your Cash:$230,120
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,088/mo
Traditional @ 7.5%
$1,617/mo
You save $528/month ($6,339/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.