Laura Jewett

Laura Jewett

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Pending

$299,900

($184,320 down)
FHA

1816 Evergreen Place NE, Owatonna, MN 55060

2
2
1,288 sqft
PITI Monthly
$1,193.43 /mo

Listing courtesy of: , Help-U-Sell Heritage Real Est.

Assumed Rate

3.8%
7.15%

Principal & Interest

$670 /mo
$971 /mo

What's Special

FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
CHARMING

Charming and well maintained 2 bedroom 1 3/4 bathroom townhome! This single-level home features vaulted ceilings with a fireplace in the livings room, private master bath with walk-in closet, new flooring, new appliances, new tankless water heater, newer roof, and has been freshly painted! Association covers exterior insurance and lawn care. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
20 years, 8 months
Monthly PITI
$1,193.43/mo
Estimated Loan Balance
$117,086
Cash to close
$184,320
Interest Paid
$46,230

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick Veneer, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick Veneer, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Country Creek Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Evergreen Patio Home Association
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Owatonna

Financial Details

  • Price per Sqft: $232.84
  • Tax Annual Amount: $3260
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $184,320 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $184,320!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$115,580
Your Cash:$184,320
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$670/mo
Traditional @ 7.5%
$1,007/mo
You save $337/month ($4,048/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6658293

Listing From: northstar

Last updated: 2025-03-18T16:26:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$670 /mo
$971 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,320 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $184,320!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$115,580
Your Cash:$184,320
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$670/mo
Traditional @ 7.5%
$1,007/mo
You save $337/month ($4,048/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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