Laura Jewett

Laura Jewett

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Closed

$385,000

($49,432 down)
FHA

18167 W CARLOTA Lane, Surprise, AZ 85387

3
2
1,460 sqft
PITI Monthly
$2,025.49 /mo

Listing courtesy of: Kenneth Gillis, eXp Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,492 /mo
$2,421 /mo

What's Special

SPACIOUS
PATIO

This is it, spacious single level home w/ 10ft RV GATE! Discover a bright open interior, with clean finishes & the perfect canvas for personal touch. Spacious eat-in kitchen features ample wood cabinetry, stylish counters, neutral tile floor, upgraded pendants, and functional island w/ plenty of storage. Plush carpet in all bedrooms, which boast large closets, & pristine baths. Primary suite feels massive with space for any bed set of your dreams. Primary bath provides dual vanities w/ generous closet, and wonderful natural light. Huge backyard boasts a covered patio & is ready for the design of your home dreams. Gravel lines the RV Gate side, immediately ready for your parking needs. This beauty won't disappoint.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,025.49/mo
Estimated Loan Balance
$336,924
Cash to close
$49,432
Interest Paid
$34,231

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: Garrett Walker

Community & HOA

Community
  • Subdivision: AUSTIN RANCH WEST PARCEL 1
  • Features: Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: North Copper Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $263.7
  • Tax Annual Amount: $1559
  • On Market Date: 2024-09-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $49,432 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $49,432!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$335,568
Your Cash$49,432
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,492/mo
Traditional @ 7.5%
$2,511/mo
You save $1,019/month ($12,229/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6762150

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-22T19:29:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,492 /mo
$2,421 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,432 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $49,432!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$335,568
Your Cash$49,432
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,492/mo
Traditional @ 7.5%
$2,511/mo
You save $1,019/month ($12,229/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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