Laura Jewett

Laura Jewett

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Under Contract

$525,000

($193,889 down)
FHA

1814 Ruddlesway Drive, Windsor, CO 80550

4
4
2,333 sqft
PITI Monthly
$2,566.66 /mo

Listing courtesy of: The Galbate Team, Group Harmony

Assumed Rate

3.81%
7.15%

Principal & Interest

$1,745 /mo
$2,526 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
FINISHED BASEMENT
HOME OFFICE

Spacious, stylish, and thoughtfully designed, this 4-bed, 4-bath home has it all! The kitchen boasts quartz countertops, ample cabinet space, stainless steel appliances, a large pantry, and open sightlines to the living room-perfect for entertaining or keeping an eye on the game while you cook. Upstairs, the generous primary suite features a walk-in shower, soaking tub, dual sinks, walk-in closet, and convenient laundry nearby. Two additional bedrooms with large closets share a Jack & Jill bathroom. The finished basement adds a rec room, bedroom, and full bath-ideal for guests, a home office, or extra living space. Enjoy a spacious fenced backyard, a 2-car garage with built-in workbench and shelving, and a friendly neighborhood with a large community park. All just minutes from I-25, Costco, Starbucks, Chick-fil-A, and everything Fort Collins has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.81
Remaining Loan Term
24 years, 3 months
Monthly PITI
$2,566.66/mo
Estimated Loan Balance
$379,184
Cash to close
$193,889
Interest Paid
$77,479

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ridge At Harmony Road
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Windsor

Financial Details

  • Price per Sqft: $225.03
  • Tax Annual Amount: $4681
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,889 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $193,889!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$331,111
Your Cash$193,889
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$1,745/mo
Traditional @ 7.5%
$2,620/mo
You save $875/month ($10,506/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1029453

Listing From: recolorado

Last updated: 2025-03-29T20:41:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.81%
7.15%

Principal & Interest

$1,745 /mo
$2,526 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,889 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $193,889!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$331,111
Your Cash$193,889
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$1,745/mo
Traditional @ 7.5%
$2,620/mo
You save $875/month ($10,506/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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