Laura Jewett

Laura Jewett

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$499,000

($262,191 down)
FHA

1814 W DESERT SPRING Way, San Tan Valley, AZ 85144

3
2
1,707 sqft
PITI Monthly
$1,585.97 /mo

Listing courtesy of: Elizabeth A Hammer, Realty ONE Group

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,097 /mo
$1,740 /mo

What's Special

REMODELED
SERENE
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
MOUNTAIN VIEWS

Mountain Views, Arizona Sunsets, North/South exposure, Corner Lot...as if that was not enough, experience resort-style living in your OWN home. This home is a true hidden gem that has been meticulously maintained and updated! This beautiful 3-bedroom, 2-bathroom home, featuring a backyard oasis that's perfect for relaxation and entertaining. The highlight of this property is the stunning outdoor space, complete with a sparkling pool and lush landscaping that creates a serene and private retreat. The spacious corner lot offers additional privacy, making the backyard feel like your own personal paradise. Whether you're hosting a poolside gathering or enjoying a quiet evening under the stars, this outdoor space is sure to impress. Inside, the home has an open floor plan with seamless flow, a modern kitchen with stainless steel appliances and a large island, white cabinets and granite countertops gives a sense to elegance which overlooks the great room, which ties it all together. What an incredible opportunity to own this tastefully remodeled home. Run, do not walk as this beauty will not last.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,585.97/mo
Estimated Loan Balance
$238,754
Cash to close
$262,191
Interest Paid
$29,815

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2013
Details
  • Builder: Beazer

Community & HOA

Community
  • Subdivision: MORNING SUN FARMS UNIT 4A 2011056705
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Morning Sun Farms
  • HOA Amenities: Unknown
  • HOA Fee: $82
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $292.33
  • Tax Annual Amount: $1677
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $262,191 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $262,191!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$236,809
Your Cash:$262,191
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,097/mo
Traditional @ 7.5%
$1,805/mo
You save $707/month ($8,489/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6804581

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T22:24:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,097 /mo
$1,740 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,191 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $262,191!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$236,809
Your Cash:$262,191
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,097/mo
Traditional @ 7.5%
$1,805/mo
You save $707/month ($8,489/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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