Laura Jewett

Laura Jewett

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Closed

$430,000

($100,666 down)
FHA

1810 Margaret Street, Prescott, AZ 86301

3
2
1,446 sqft
PITI Monthly
$2,562.59 /mo

Listing courtesy of: Trent Montgomery Beaver, Better Homes And Gardens Real Estate Bloomtree Realty

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,094 /mo
$2,228 /mo

What's Special

SHOPPING
MODERN
CHARMING
COZY

Welcome to this charming cottage-style home nestled in a desirable central neighborhood in Northern Arizona! With 1,446 square feet of thoughtfully designed living space, this 3-bedroom, 2-bathroom home also features a bonus office--perfect for remote work or hobbies. Inside, you'll find tasteful updates that blend modern convenience with the home's cozy character. The bright and airy living spaces are complemented by fresh finishes, while the kitchen boasts stylish touches and ample storage. Step outside to the large backyard, where you'll find plenty of room for gardening, play, or entertaining. Two storage sheds provide extra space for tools and gear, while the 1-car garage adds additional convenience. Located just moments from schools, shopping, and local amenities, this home offers...

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
29 years, 6 months
Monthly PITI
$2,562.59/mo
Estimated Loan Balance
$329,632
Cash to close
$100,666
Interest Paid
$10,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Hot Water, Natural Gas
Features
  • Materials: Block, Brick, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Other, Ranch
Materials
  • Block, Brick, Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Level Acres
  • Features: Handicap Access - Exterior
HOA
  • Has HOA: No
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $297.37
  • Tax Annual Amount: $1018
  • On Market Date: 2024-12-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,666 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $100,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$329,334
Your Cash$100,666
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,094/mo
Traditional @ 7.5%
$2,311/mo
You save $217/month ($2,608/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1069419

Listing From: paar

Last updated: 2025-02-08T00:20:20.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,094 /mo
$2,228 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,666 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $100,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$329,334
Your Cash$100,666
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,094/mo
Traditional @ 7.5%
$2,311/mo
You save $217/month ($2,608/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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