Laura Jewett

Laura Jewett

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Closed

$1,899,900

($1,262,120 down)
VA

1809 Ivy Road, Oceanside, CA 92054

5
4
3,665 sqft
PITI Monthly
$3,105.23 /mo

Listing courtesy of: Rachael Hughel, The ONE Luxury Properties

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,889 /mo
$4,633 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
DECK
PATIO

Check out this custom estate home with stunning VIEWS!! This property is very private, gated, and great for entertaining and enjoying ocean breezes. There is an abundance of natural light. The Spacious open floor plan allows cool ocean breezes through the entire property! Master bedroom suite is on the main level plus office and 4 bedrooms, Great room and 2 full baths on the lower level. The lower-level leads to an amazing backyard with huge, covered patio and grassy area. Room to build a pool. This home includes a chef's kitchen, Glass tile backsplash, large pantry. Pot filler, Professional Viking 48" double oven with 6 burners and griddle. Lots of large windows with amazing views and natural light. Double sided fireplace in family room/dining rm, Wrap around deck. Spiral staircase leads to upper view deck with amazing ocean view and lounge/entertainment space. OWNED SOLAR plus 3 car garage. Entire home has water filtration system. Very special property with curb appeal in Fire Mountain. Could work great for Multi-generational families! Come see this home today! Seller Motivated bring ALL offers! VA LOAN IS ASSUMABLE BALANCE IS $637,000 INTEREST RATE OF 2.375. amazing opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,105.23/mo
Estimated Loan Balance
$639,073
Cash to close
$1,262,120
Interest Paid
$75,473

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Drywall, Stucco
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Biking
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $518.39
  • Tax Annual Amount: $
  • On Market Date: 2024-08-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,262,120 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $1,262,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$637,780
Your Cash:$1,262,120
Total Purchase Price:$1,899,900

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,889/mo
Traditional @ 7.5%
$4,806/mo
You save $1,918/month ($23,010/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24170546

Listing From:

Last updated: 2024-12-19T05:48:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,889 /mo
$4,633 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,262,120 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $1,262,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$637,780
Your Cash:$1,262,120
Total Purchase Price:$1,899,900

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,889/mo
Traditional @ 7.5%
$4,806/mo
You save $1,918/month ($23,010/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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