Laura Jewett

Laura Jewett

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Closed

$500,000

($116,011 down)
FHA

1806 N Empire Avenue, Loveland, CO 80538

4
3
2,740 sqft
PITI Monthly
$2,385.85 /mo

Listing courtesy of: Katie Mansouri, Group Mulberry

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,725 /mo
$2,831 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
LUXURY
CHARMING
COZY
EFFICIENT

Discover this beautiful, brick ranch nestled in the sought-after Locust Park neighborhood. A prime location near shopping, dining, and Lake Loveland! This charming and functional home invites you right in. The warm tone of the luxury vinyl plank flooring throughout the main floor living spaces creates a continuous flow. Begin a new day, sipping your morning coffee and settling into a cozy chair in the versatile 3-season sunroom. New carpet (with warranty), updated lighting and ceiling fans allows you to move right in. With 4 large bedrooms, the primary suite features a 3/4 bath, 2 large living areas, and an oversized 2-car garage with a workbench, this home offers plenty of space for relaxation and entertainment. This home is situated perfectly on an expansive lot with an enclosed fence and extra garden storage shed in back. The efficient radiant baseboard heat keeps the home cozy in the winter months and central air conditioning cool in the summer. Don't miss an opportunity to own this charming home in an incredibly sought after neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,385.85/mo
Estimated Loan Balance
$390,524
Cash to close
$116,011
Interest Paid
$44,189

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Baseboard, Hot Water
Features
  • Materials: Brick, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Brick, Stone
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Locust Park
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $182.48
  • Tax Annual Amount: $2370
  • On Market Date: 2025-01-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,011 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $116,011!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$383,989
Your Cash$116,011
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,725/mo
Traditional @ 7.5%
$2,937/mo
You save $1,212/month ($14,546/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024683

Listing From: recolorado

Last updated: 2025-02-21T20:01:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,725 /mo
$2,831 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,011 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $116,011!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$383,989
Your Cash$116,011
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,725/mo
Traditional @ 7.5%
$2,937/mo
You save $1,212/month ($14,546/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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