Certified$515,000
($221,132 down)18040 W LOUISE Drive, Surprise, AZ 85387
PITI Monthly
Listing courtesy of: Juli Deddo, DeLex Realty
Assumed Rate
3.25%
7.15%Principal & Interest
$1,274 /mo
$1,978 /moWhat's Special
3.25% ASSUMABLE FHA LOAN! Beautifully upgraded! Tile flooring downstairs, wood look floors upstairs, plush carpet in bedrooms only. Gorgeous kitchen has white quartz counters over maple cabinets with smoke stain, and a white subway tile backsplash. Floor plan flows to an open great room with brick look feature wall and includes a formal dining or office area, and a full BR and bath downstairs. 3 additional bedrooms upstairs including a spacious master with walk in closet and dual vanities, and a giant loft/family room. Plantation shutters throughout. Outside features a 10x13 metal top pergola on a wood deck, a grassy area to romp in, and an above ground pool (conveys or can be removed). Enjoy a quiet lot next to a common area just a short walk to amenities at Copper Park. WELCOME HOME!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
3.25
Remaining Loan Term
24 years, 1 months
Monthly PITI
$1,822.5/mo
Estimated Loan Balance
$281,389
Cash to close
$221,132
Interest Paid
$52,861
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
- Heating: ENERGY STAR Qualified Equipment, Electric
Features
- Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Laminate, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 3
- Carport: Yes
- Carport Spaces: 3
Water
- Sewer: Sewer in & Cnctd, Public Sewer
- Water Source: Pvt Water Company
Pool
- Has Pool: Yes
- Pool Features: Above Ground
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style: Santa Barbara/Tuscan
Materials
- Synthetic Stucco, Wood Frame, Painted, Stucco
- Roof: Tile
Condition
- Year Built: 2019
Details
- Builder: Garrett Walker Homes LLC
Community & HOA
Community
- Subdivision: AUSTIN RANCH WEST PARCEL 1
- Features: Pickleball, Community Spa, Community Spa Htd, Community Pool, Playground
HOA
- Has HOA: Yes
- HOA Name: North Copper Canyon
- HOA Amenities: Unknown
- HOA Fee: $62
- HOA Frequency: $Monthly
Location
- Region: Surprise
Financial Details
- Price per Sqft: $170.47
- Tax Annual Amount: $2087
- On Market Date: 2025-03-12T01:00:03.000Z
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You cover the entire equity of $221,132!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6833815
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-03-29T22:31:36.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.25%
7.15%Principal & Interest
$1,274 /mo
$1,978 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $221,132!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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