Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$438,000

($141,181 down)
FHA

1803 Aspen Street, Fort Lupton, CO 80621

4
4
2,278 sqft
PITI Monthly
$2,307.74 /mo

Listing courtesy of: Tara Bazata, Distinct Real Estate LLC

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,705 /mo
$2,255 /mo

What's Special

MOVE-IN READY
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
DECK
PATIO
SAFE
COZY
NO HOA

NEW PRICE - HOME BEING SOLD AS-IS. Wonderful opportunity on this darling house! The price reduction covers the needed repairs and then some - everything is fixable. NO STRUCTURAL ISSUES. Nestled in a peaceful and friendly neighborhood, this 2-story gem offers more than just a home. Enjoy the best of small-town living with NO HOA or Metro District, all while being close to schools, Coyote Creek Golf Course, parks (including a dog park), and the vibrant downtown of Ft. Lupton. Whether you're visiting the new library, splashing at the rec center, or exploring local shops and the pop-up farmer’s market, there’s something for everyone. Step inside to be greeted by the bright, naturally lit living room with soaring vaulted ceilings and a cozy gas fireplace—complete with a fireplace blower for those chilly evenings. The open layout flows into an updated eat-in kitchen with granite countertops, soft-close cabinets/drawers, and a pantry. A laundry closet (washer/dryer included) and convenient half bath complete the main floor. Outdoor entertaining is a breeze with a deck perfect for grilling, and a patio ready for gatherings. The fully fenced backyard offers a blank canvas for your landscaping vision while keeping kids and pets safe. Upstairs, unwind in the tranquil primary suite, featuring a walk-in closet, an updated bathroom with granite counters, and blackout curtains for the perfect night’s rest. Two additional bedrooms, generously sized, share a full bath. The finished basement adds versatility with a bonus TV room, conforming bedroom (or home office), a ¾ bath, and extra storage. The attached garage with backyard access, plus RV parking, makes life even more convenient. With recent updates like a new sump pump (October '24), a new roof (November '23), and a certified/inspected/cleaned furnace, A/C (November '24), and water heater replaced in ‘18, this home is move-in ready! Aspen Hills awaits—come make it your home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.57
Remaining Loan Term
23 years, 4 months
Monthly PITI
$2,307.74/mo
Estimated Loan Balance
$314,644
Cash to close
$141,181
Interest Paid
$95,929

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Circulating, Gas Log, Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Aspen Hills
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Fort Lupton

Financial Details

  • Price per Sqft: $192.27
  • Tax Annual Amount: $2390
  • On Market Date: 2024-09-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,181 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $141,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$296,819
Your Cash$141,181
Total Purchase Price:$438,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,705/mo
Traditional @ 7.5%
$2,339/mo
You save $633/month ($7,601/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6592782

Listing From: recolorado

Last updated: 2024-12-19T00:15:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.57%
7.15%

Principal & Interest

$1,705 /mo
$2,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,181 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $141,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$296,819
Your Cash$141,181
Total Purchase Price:$438,000

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$1,705/mo
Traditional @ 7.5%
$2,339/mo
You save $633/month ($7,601/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.