Laura Jewett

Laura Jewett

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$569,900

($221,463 down)
FHA

18006 W HESS Street, Goodyear, AZ 85338

4
3
2,096 sqft
PITI Monthly
$2,202.39 /mo

Listing courtesy of: Tiffany A Starks, HomeSmart

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,593 /mo
$2,529 /mo

What's Special

SPACIOUS
DECK

ASSUMABLE FHA LOAN AT 2.625%! This newer home boasts a spacious layout, abundant natural lighting, neutral pallet and luxurious backyard with a new sparkling pool! Too many upgrades to name here! Room for everyone—four bedrooms, living room suite/flex room, great room and entertainer's kitchen! The kitchen boasts timeless premium cabinets and backsplash, quartz countertops, oversized island, slate appliances, gas range, quartz sink, and premium fixtures. Enjoy tile flooring throughout, brushed bronze hardware/fixtures, 4 1/4'' baseboards, and abundant recessed smart lighting...step through the center sliding glass doors to a luxurious backyard featuring sprawling travertine decking, a new heated pool, and mature landscaping. Agent/Owner

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,202.39/mo
Estimated Loan Balance
$349,835
Cash to close
$221,463
Interest Paid
$37,009

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco, Spray Foam Insulation
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco, Spray Foam Insulation
  • Roof: Concrete
Condition
  • Year Built: 2021
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: PRADERA PHASE 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Pradera
  • HOA Amenities: Unknown
  • HOA Fee: $169
  • HOA Frequency: $Monthly
Location
  • Region: Goodyear

Financial Details

  • Price per Sqft: $271.9
  • Tax Annual Amount: $2132
  • On Market Date: 2025-02-28T17:00:09.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $221,463 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $221,463!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$348,437
Your Cash$221,463
Total Purchase Price:$569,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,593/mo
Traditional @ 7.5%
$2,623/mo
You save $1,030/month ($12,365/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6827871

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-20T13:19:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,593 /mo
$2,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $221,463 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $221,463!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$348,437
Your Cash$221,463
Total Purchase Price:$569,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,593/mo
Traditional @ 7.5%
$2,623/mo
You save $1,030/month ($12,365/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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