Laura Jewett

Laura Jewett

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Closed

$389,900

($137,421 down)
FHA

17950 W Jessie Lane, Surprise, AZ 85387

3
2
1,581 sqft
PITI Monthly
$1,631.72 /mo

Listing courtesy of: Monique Reid, Libertas Real Estate

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,170 /mo
$1,855 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
PATIO
LANDSCAPED
TURNKEY

Unpack and Relax! This Madera built by Landsea in 2021 is turnkey and ready for you to enjoy! As you step inside, you'll appreciate the fresh new interior paint that enhances the open and inviting layout. The split floor plan provides privacy and tranquility for all residents. A separate den offers versatility for a home office, library, or playroom, perfect for today's lifestyle. The stunning kitchen is equipped with elegant quartz countertops, a large island for extra prep space, and modern stainless steel appliances. Retreat to the spacious owner's suite, which boasts a generously sized walk-in closet and a luxurious full bath complete with a private toilet room. Outside, the meticulously landscaped backyard is your personal oasis. Enjoy the benefits of low maintenance with artificial turf, and unwind by the soothing water fountain while under the enchanting glow of string lights. The covered patio offers the perfect setting for outdoor gatherings or quiet evenings under the stars. Additional amenities include a two-car garage that features plumbing for a water softener, adding to the home's convenience and efficiency. Additionally, the Samsung washer and dryer are included. Don't miss the opportunity to make this stunning property your new home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,631.72/mo
Estimated Loan Balance
$255,068
Cash to close
$137,421
Interest Paid
$31,788

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric, Ceiling
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Landsea

Community & HOA

Community
  • Subdivision: AUSTIN RANCH EAST PHASE 2 PARCELS 9 10 AND 11
  • Features: Pickleball Court(s), Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: North Copper Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $246.62
  • Tax Annual Amount: $1410
  • On Market Date: 2025-01-06T22:40:09.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,421 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $137,421!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$252,479
Your Cash$137,421
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,170/mo
Traditional @ 7.5%
$1,924/mo
You save $754/month ($9,051/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6800861

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-07T14:15:26.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,170 /mo
$1,855 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,421 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $137,421!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$252,479
Your Cash$137,421
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,170/mo
Traditional @ 7.5%
$1,924/mo
You save $754/month ($9,051/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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