Laura Jewett

Laura Jewett

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Closed

$899,500

($472,462 down)
VA

17834 Highway 67, Ramona, CA 92065

4
3
2,370 sqft
PITI Monthly
$2,193.98 /mo

Listing courtesy of: Patrick Holman, Century 21 Affiliated

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,977 /mo
$3,160 /mo

What's Special

SERENE
DINING
SPACIOUS
DECK
CHARMING
RENTAL INCOME
SECOND HOME

VA assumable loan Charming Ramona Oasis: Two Homes on One Parcel Discover a unique gem nestled in the West End of Ramona, California. This expansive 2-acre property features two distinct homes, each with its own entryway and separate mailing address, providing both flexibility and privacy in a tranquil setting. The main house, built in 2005 and recently painted in 2020, boasts 3 bedrooms and 2.5 bathrooms across 2,370 square feet. The welcoming, open atmosphere is enhanced by 9-foot ceilings and an abundance of windows, flooding the space with natural light. The spacious kitchen is equipped with a new Samsung gas oven, dishwasher, and microwave, seamlessly flowing into the large dining and family area—perfect for gatherings. Step outside to enjoy the extensive front and rear decks, ideal for relaxation and entertaining, with the rear deck offering a view of the expansive yard. Comfort is assured year-round with a 4-ton HVAC system, upgraded in 2019, along with a 3-car attached garage and a long driveway for ample parking and storage The second home, featuring 2 bedrooms and 1 bathroom in 700 square feet, presents a fantastic opportunity for renovation or rebuilding. This space could serve as rental income, guest quarters, or a personal retreat, providing versatile options for various uses. Set on over 2 acres of usable land, this property offers privacy, space, and incredible potential. Whether you’re seeking a multi-generational living arrangement, investment opportunities, or a serene escape, this Ramona oasis is a rare find. Don’t miss your chance to make it your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,193.98/mo
Estimated Loan Balance
$428,836
Cash to close
$472,462
Interest Paid
$61,624

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane
Features
  • Materials: VinylSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • VinylSiding
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $379.54
  • Tax Annual Amount: $11243.8
  • On Market Date: 2024-09-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $472,462 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $472,462!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$427,038
Your Cash:$472,462
Total Purchase Price:$899,500

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,977/mo
Traditional @ 7.5%
$3,277/mo
You save $1,300/month ($15,600/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240021883SD

Listing From:

Last updated: 2025-01-21T22:17:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,977 /mo
$3,160 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $472,462 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $472,462!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$427,038
Your Cash:$472,462
Total Purchase Price:$899,500

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,977/mo
Traditional @ 7.5%
$3,277/mo
You save $1,300/month ($15,600/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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