Laura Jewett

Laura Jewett

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Closed

$389,999

($130,737 down)
VA

17774 W WATSON Lane, Surprise, AZ 85388

3
3
1,932 sqft
PITI Monthly
$1,484.48 /mo

Listing courtesy of: Brett Drefs, Keller Williams Realty Elite

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,211 /mo
$1,935 /mo

What's Special

DINING
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
GAME ROOM
PATIO
COZY

This is your chance to own a fantastic home in Sierra Montana! This two-story beauty features a low-maintenance front yard, a 2 car garage, and a cozy front porch. The interior boasts crown moulding, tile flooring, and a neutral gray palette. The bright family room that merges into the dining area and kitchen promoting easy entertaining. The kitchen is equipped with plentiful cabinets, SS appliances, a kitchen island and a walk in pantry. Upstairs, discover a huge loft ideal for a second living room or game room. Double doors open to the primary suite showcasing a large room with vaulted ceilings. The ensuite bathroom has a soaking tub and walk-in closet. The large backyard offers a covered patio, a large synthetic grass play area, swing set and play house or storage shed. Act now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,484.48/mo
Estimated Loan Balance
$259,819
Cash to close
$130,737
Interest Paid
$37,733

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Ryland Homes

Community & HOA

Community
  • Subdivision: SIERRA MONTANA PARCEL 8
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sierra Montana
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $201.86
  • Tax Annual Amount: $1485
  • On Market Date: 2025-01-15T22:00:13.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,737 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $130,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$259,262
Your Cash$130,737
Total Purchase Price:$389,999

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,211/mo
Traditional @ 7.5%
$2,007/mo
You save $796/month ($9,552/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6805437

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-07T09:06:07.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,211 /mo
$1,935 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,737 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $130,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$259,262
Your Cash$130,737
Total Purchase Price:$389,999

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,211/mo
Traditional @ 7.5%
$2,007/mo
You save $796/month ($9,552/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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