Laura Jewett

Laura Jewett

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Closed

$749,000

($104,727 down)
VA

1764 E HARMONY Way, Queen Creek, AZ 85140

2
2
2,165 sqft
PITI Monthly
$3,409.22 /mo

Listing courtesy of: Ericka Lassiter, The Agency

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,841 /mo
$4,693 /mo

What's Special

SPACIOUS
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
HOME OFFICE
SOLAR PANELS

Experience luxury living and unparalleled amenities in this one-of-a-kind home! This exquisite Cadiz model home is one of just eight in the prestigious Encanterra community. Situated on an oversized lot, it features a front courtyard with a built-in fireplace, a tranquil water feature, and low-maintenance artificial grass. Enjoy the benefits of owned solar panels and a spacious 3-car garage. The gourmet kitchen is a chef's dream, offering abundant cabinet space, stainless steel appliances, a gas cooktop, double ovens, and elegant granite countertops. A private den with a built-in Murphy bed provides the perfect space for guests or a home office. The backyard is perfect for entertaining or relaxing, featuring a fire pit, water feature, built-in BBQ, mature landscaping for added privacy, and fruit trees. The 2-car garage boasts a 4-ft side extension, while the single-car garage is equipped with air conditioning for added versatility. Notable updates include two new HVAC units and a new water heater in October 2020.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,409.22/mo
Estimated Loan Balance
$648,330
Cash to close
$104,727
Interest Paid
$64,590

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Exterior Fireplace, Fire Pit, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: Encanterra
  • Features: Gated, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Golf, Concierge, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Encanterra HOA
  • HOA Amenities: Unknown
  • HOA Fee: $464.43
  • HOA Frequency: $Quarterly
Location
  • Region: Queen Creek

Financial Details

  • Price per Sqft: $345.96
  • Tax Annual Amount: $4224
  • On Market Date: 2025-01-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $104,727 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $104,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$644,273
Your Cash$104,727
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,841/mo
Traditional @ 7.5%
$4,868/mo
You save $2,028/month ($24,334/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6797796

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-07T03:24:06.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,841 /mo
$4,693 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,727 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $104,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$644,273
Your Cash$104,727
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,841/mo
Traditional @ 7.5%
$4,868/mo
You save $2,028/month ($24,334/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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