Laura Jewett

Laura Jewett

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Closed

$830,000

($106,773 down)
VA

1763 Lydia Circle, Simi Valley, CA 93065

4
2
1,580 sqft
PITI Monthly
$4,737.48 /mo

Listing courtesy of: Kimphi Tran, L.S. Gateway Realtors

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,521 /mo
$5,181 /mo

What's Special

SPACIOUS
MODERN
CUL-DE-SAC

This beautifully updated two-story home is nestled in a quiet cul-de-sac within a welcoming and friendly neighborhood. Offering a perfect blend of comfort and modern features, this residence boasts 4 spacious bedrooms, 2 full baths, and 1,580 sq ft of living space on a 6,510 sq ft lot. Recent upgrades include new double-pan windows, sliding doors, smart toilets, and roller shades, all installed just a year ago. The inviting living room seamlessly flows into a kitchen equipped with a center island and direct access to a large backyard, perfect for entertaining and relaxation. This home is in excellent condition an is back on the market due to the sellers relocating to San Francisco for a new job opportunity following their honorable service in the U.S. Navy. It offers an open, airy feel and is ready for you to move in and make it your own. Don't miss out on this exceptional opportunity in an delightful community. Schedule a viewing today to envision yourself in this lovely home and make an offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
28 years, 0 months
Monthly PITI
$4,737.48/mo
Estimated Loan Balance
$759,920
Cash to close
$106,773
Interest Paid
$88,506

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Brick
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley West (Royal/Sycamore) (307)
  • Features: Park, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Simi Valley

Financial Details

  • Price per Sqft: $525.32
  • Tax Annual Amount: $
  • On Market Date: 2024-07-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $106,773 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $106,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$723,227
Your Cash$106,773
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,521/mo
Traditional @ 7.5%
$5,375/mo
You save $854/month ($10,244/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24155980

Listing From:

Last updated: 2024-10-23T15:29:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,521 /mo
$5,181 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,773 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $106,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$723,227
Your Cash$106,773
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,521/mo
Traditional @ 7.5%
$5,375/mo
You save $854/month ($10,244/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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