Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,400,000

($693,598 down)
VA

1756 Circo Del Cielo Drive, El Cajon, CA 92020

3
3
2,108 sqft
PITI Monthly
$4,869.93 /mo

Listing courtesy of: James Nelson, Coldwell Banker West

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,112 /mo
$5,135 /mo

What's Special

SHOPPING
DINING
MOVE-IN READY
WALK-IN CLOSET
PATIO
LANDSCAPED
CUL-DE-SAC

Entertainer's Dream! This custom single level ranch style home has an ideal floor plan spread out over a fully landscaped level lot on a cul-de-sac street in the Horizon Hills neighborhood of Mt. Helix. It truly offers what everyone is seeking: an open floor plan with effortless indoor / outdoor flow, expansive and private outdoor space featuring low maintenance landscaping, black bottom pool and newly constructed 120sf pool house / office / gym, art studio, or??, and views of the valley beyond. Additional features include an owned 8.71KW solar array on NEM 2 offering substantial energy savings, EV charger, and a recently relined main sewer line. Natural light, designer accents and practical elements are featured throughout this home. The kitchen anchors the open living space offering Thermador SS appliances, an abundance of soft close shaker style cabinetry, and herringbone tile backsplash. A custom buffet and work station accents the breakfast area while enjoying views of the backyard and valley beyond. An indoor laundry room offers full-sized side by side laundry and powder room for guests as well as additional storage. A formal dining accommodates large parties while still remaining connected to the rest of the living space. The master bedroom features a large Elfa design walk-in closet and direct access to the backyard while the two guest bedrooms feature wood shutters for privacy. A conveniently hidden Elfa designed "cloffice" in the first guest room even provides a work from home option if needed! Outside, you will enjoy the covered patio with included propane fire-pit and the ease of living that comes with a low-maintenance, fully landscaped property! Circo Del Cielo is a tranquil tree lined street offering pride of ownership and a sense of community often sought but rarely found. Located a short drive from downtown La Mesa and just minutes from various shopping and food destinations. This home is move-in ready and awaits its next lucky owner!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 8 months
Monthly PITI
$4,869.93/mo
Estimated Loan Balance
$780,410
Cash to close
$693,598
Interest Paid
$67,678

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $664.14
  • Tax Annual Amount: $17500
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $693,598 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $693,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$706,402
Your Cash$693,598
Total Purchase Price:$1,400,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,112/mo
Traditional @ 7.5%
$5,326/mo
You save $2,214/month ($26,573/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500714

Listing From:

Last updated: 2025-03-03T18:58:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,112 /mo
$5,135 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $693,598 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $693,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$706,402
Your Cash$693,598
Total Purchase Price:$1,400,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,112/mo
Traditional @ 7.5%
$5,326/mo
You save $2,214/month ($26,573/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.