Laura Jewett

Laura Jewett

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Pending

$420,000

($15,311 down)
VA

17507 W FETLOCK Trail, Surprise, AZ 85387

3
2
1,895 sqft
PITI Monthly
$2,163.27 /mo

Listing courtesy of: Sandra Plaunt, HomeSmart

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,871 /mo
$2,974 /mo

What's Special

PATIO
COMMUNITY POOL
CHARMING
AFFORDABLE

ASSUMABLE 2.875% VA LOAN! Consult your lender for qualifications. Make yourself at home in this charming single-level residence in Desert Oasis! Owner has had to relocate and has priced their home to sell. This low maintenance, upgraded 3 bed/2 bath home is better than new and chock full of upgrades, including new Hunter Douglas plantation shutters throughout, a beautiful bonus room or den with wood flooring and custom barn door, and an upgraded, oversized patio sliding door, a new Samsung range with built-in air fryer. The backyard oasis includes lush landscaping and a natural gas firepit, Jacuzzi hot tub (includes large umbrella, cover, steps and equipment box), a dog run w/artificial turf, roller shades/misters/fans/lights on patio, roller shades and storage shed. Garage.... This model has a 3-car tandem garage to hold a third vehicle or provide additional storage. Did I mention the SOLAR? Leased solar makes electric bills very affordable. Check out the Document section for home upgrade list and monthly utility bills. Experience the Desert Oasis Community with Lavish community parks, community pool and is located close to the 303 and Grand Ave.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,163.27/mo
Estimated Loan Balance
$406,359
Cash to close
$15,311
Interest Paid
$49,598

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Carpet, Laminate, Stone

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Territorial/Santa Fe
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder: Centex Homes

Community & HOA

Community
  • Subdivision: DESERT OASIS PARCEL L14C
  • Features: Community Spa, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Desert Oasis of Surp
  • HOA Amenities: Unknown
  • HOA Fee: $82
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $221.64
  • Tax Annual Amount: $1712
  • On Market Date: 2025-02-23T23:30:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,311 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $15,311!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$404,689
Your Cash$15,311
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,871/mo
Traditional @ 7.5%
$3,085/mo
You save $1,214/month ($14,569/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6825309

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-09T00:48:32.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,871 /mo
$2,974 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,311 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $15,311!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$404,689
Your Cash$15,311
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,871/mo
Traditional @ 7.5%
$3,085/mo
You save $1,214/month ($14,569/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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