Laura Jewett

Laura Jewett

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Closed

$849,000

($371,638 down)
VA

1741 Mendota St, Chula Vista, CA 91913

4
3
1,987 sqft
PITI Monthly
$2,467.28 /mo

Listing courtesy of: Ricardo Maravilla, Coldwell Banker West

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,251 /mo
$3,524 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
MODERN
FIREPLACE
MASTER SUITE
PRIVATE BACKYARD

Great home in the community of Otay Ranch, Chula Vista! This two-story twin-home offers spacious living in a prime location. This home features an open floor plan with plenty of natural light through the home. In the main level you will notice the formal living room flowing to the dinning room featuring high ceilings and plenty of natural light, perfect for relaxation or entertaining guests. The adjacent kitchen is equipped with modern appliances, ample cabinet space, and a convenient breakfast bar. Downstairs also has a family room with a fireplace, a bedroom and a Full bathroom. Upstairs, you'll find the generously sized bedrooms, including the master suite complete with a private ensuite bathroom. Each bedroom offers plenty of closet space and large windows. A great feature of this home is the nice size low maintenance private backyard with a view. Located in the desirable Otay Ranch community, you'll have access to top-rated schools, shopping, dining, parks, and more, all just minutes away. Don't miss your chance to make this wonderful property your new home! Welcome home in the great community of Otay Ranch, Chula Vista! This two-story twin-home offers spacious living in a prime location. This home features an open floor plan with plenty of natural light through the windows. As you enter in the main level you will notice the formal living room flowing to the dinning room featuring high ceilings and plenty of natural light, perfect for relaxation or entertaining guests. The adjacent kitchen is equipped with modern appliances, ample cabinet space, and a convenient breakfast bar. Downstairs also has a family room with a fireplace, a bedroom and a bathroom. Upstairs, you'll find the generously sized bedrooms, including the master suite complete with a private ensuite bathroom. Each bedroom offers plenty of closet space and large windows. A great feature of this home is the nice size low maintenance private backyard with a view. Located in the desirable Otay Ranch community, you'll have access to top-rated schools, shopping, dining, parks, and more, all just minutes away. Don't miss your chance to make this wonderful property your new home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,467.28/mo
Estimated Loan Balance
$481,278
Cash to close
$371,638
Interest Paid
$69,960

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: McMillin Lomas Verde
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $427.28
  • Tax Annual Amount: $
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $371,638 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $371,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$477,362
Your Cash$371,638
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,251/mo
Traditional @ 7.5%
$3,655/mo
You save $1,405/month ($16,855/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240025781SD

Listing From:

Last updated: 2025-01-14T02:16:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,251 /mo
$3,524 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $371,638 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $371,638!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$477,362
Your Cash$371,638
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,251/mo
Traditional @ 7.5%
$3,655/mo
You save $1,405/month ($16,855/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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