Laura Jewett

Laura Jewett

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Closed

$330,000

($180,271 down)
FHA

1740 Elm Street, Chico, CA 95928

3
2
1,059 sqft
PITI Monthly
$1,105.76 /mo

Listing courtesy of: Danielle Branham, Century 21 Select Real Estate, Inc.

Assumed Rate

3.97%
7.15%

Principal & Interest

$832 /mo
$1,181 /mo

What's Special

CHARMING

Charming 1910-built home on the edge of the Barber District! This 3-bedroom home features hardwood laminate floors, high ceilings, craftsman moulding and built-ins. The kitchen has a gas stove, shaker cabinetry, tile backsplash, dishwasher and Corian countertops. The home has fresh interior and exterior paint, mostly dual-pane windows and a durable metal roof! The back porch has been converted giving you almost 200 additional sq ft that includes a ½ bath, utility room and a bonus room that could be a possible 4th bedroom! There’s also a roomy backyard that backs up to an alley with possible ADU potential, as well a detached garage! Make an offer today and be sipping a warm drink on the front porch for the Holidays!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.97
Remaining Loan Term
22 years, 6 months
Monthly PITI
$1,105.76/mo
Estimated Loan Balance
$173,105
Cash to close
$180,271
Interest Paid
$48,364

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Unknown
  • Roof: Metal
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $311.61
  • Tax Annual Amount: $4125
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $180,271 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $180,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$149,729
Your Cash:$180,271
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$832/mo
Traditional @ 7.5%
$1,225/mo
You save $393/month ($4,720/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24236012

Listing From:

Last updated: 2025-01-19T16:39:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.97%
7.15%

Principal & Interest

$832 /mo
$1,181 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,271 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $180,271!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.97% Sellers Rate
$149,729
Your Cash:$180,271
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 3.97%
$832/mo
Traditional @ 7.5%
$1,225/mo
You save $393/month ($4,720/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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