Laura Jewett

Laura Jewett

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Closed

$475,000

($210,792 down)
VA

17329 W BANFF Lane, Surprise, AZ 85388

4
3
2,615 sqft
PITI Monthly
$1,526.77 /mo

Listing courtesy of: Julie Calza, My Home Group Real Estate

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,231 /mo
$1,967 /mo

What's Special

DINING
CUSTOM BUILT
MASTER SUITE
SOAKING TUB
FLEX SPACE
PATIO

KILLER Layout doesn't come up often as it is but this home is also packaged with all the upgrades you want; kitchen, bathrooms, and flooring! Plus the ones you need like *NEW HVAC, NEW POOL, NEW WATER HEATER* and more! Large kitchen boasts NEW APPLIANCES, refinished cabinetry, upgraded lighting, stone accents, and expansive counter space (including a buffet serving area) not to mention a dining area large enough to seat 12. All of that overlooks your soaring ceiling main living area through a stone accent wall. Two bedrooms and a full bathroom are downstairs, perfect for tweens, aging parents, or guests. Upstairs is your large master suite featuring step in shower and soaking tub, plus - separated by the loft - another bedroom and full bathroom suite.... Complete with downstairs flex space (perfect for play or work) and a loft currently configured with theater seating and includes projector+screen - either of these spaces could become a 5th bedroom if needed. Outside includes covered patio, wood cabana, outdoor kitchen, custom built-in jacuzzi with grotto waterfall, and a sparkling pool just installed in 2021. Your family will love it and your friends will envy it... you will appreciate the upgrades you need already having been done but like the freedom to add your own touches.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,526.77/mo
Estimated Loan Balance
$265,898
Cash to close
$210,792
Interest Paid
$38,371

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: SHEA HOMES

Community & HOA

Community
  • Subdivision: SIERRA MONTANA PARCEL 15 AMD
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sierra Montana
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $181.64
  • Tax Annual Amount: $1547
  • On Market Date: 2024-12-06T19:00:13.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $210,792 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $210,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$264,208
Your Cash$210,792
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,231/mo
Traditional @ 7.5%
$2,041/mo
You save $809/month ($9,714/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6791737

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-15T09:07:52.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,231 /mo
$1,967 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,792 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $210,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$264,208
Your Cash$210,792
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,231/mo
Traditional @ 7.5%
$2,041/mo
You save $809/month ($9,714/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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