Laura Jewett

Laura Jewett

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$538,500

($78,300 down)
FHA

17289 W SURREY Drive, Surprise, AZ 85388

4
3
2,557 sqft
PITI Monthly
$3,555.03 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,900 /mo
$3,178 /mo

What's Special

WALK-IN CLOSET
PATIO
LANDSCAPED

Great opportunity for this original-owner home on a large lot in Aria Ranch that offers 4 bedrooms, an open den, main floor great room, upstairs loft, and 3 baths in 2557 SqFt. One bedroom is on the main level with a private entrance, making it ideal for multi-gen living or guests. The gourmet kitchen opens up to the great room and features white shaker-style cabinetry, Quartz counters, hexagon tile backsplash, stainless appliances including a gas cooktop, an island with breakfast bar, and a walk-in pantry. Sliding glass doors lead out to an extensive travertine patio and a beautifully landscaped backyard with lots of artificial turf for kids & pets to play on. The primary suite and 2 secondary bedrooms are upstairs. The primary has an en-suite bath with dual sink vanity, oversized tiled shower, and a walk-in closet. The laundry room is conveniently located upstairs and has cabinets, hanging rod, and a utility sink. Other features include under stair storage, upgraded ceiling fans, and an oversized 2 car garage with service door to the backyard.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,555.03/mo
Estimated Loan Balance
$461,192
Cash to close
$78,300
Interest Paid
$58,247

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: MATTAMY HOMES

Community & HOA

Community
  • Subdivision: RANCHO TRUGOLD LOT 2 REPLAT
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Trugold
  • HOA Amenities: Unknown
  • HOA Fee: $111
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $210.6
  • Tax Annual Amount: $1856
  • On Market Date: 2025-01-29T17:10:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $78,300 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $78,300!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$460,200
Your Cash$78,300
Total Purchase Price:$538,500

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,900/mo
Traditional @ 7.5%
$3,179/mo
You save $279/month ($3,344/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6812248

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-26T21:41:22.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,900 /mo
$3,178 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $78,300 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $78,300!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$460,200
Your Cash$78,300
Total Purchase Price:$538,500

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,900/mo
Traditional @ 7.5%
$3,179/mo
You save $279/month ($3,344/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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