Laura Jewett

Laura Jewett

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Closed

$410,000

($144,226 down)
FHA

17271 N 185TH Drive, Surprise, AZ 85374

4
3
2,211 sqft
PITI Monthly
$1,643.8 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,192 /mo
$1,990 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
PATIO
PLAYGROUND
CHARMING

Welcome to a charming 4-bedroom, 2.5-bathroom, two-story home featuring a kitchen with 42'' maple cabinets, a built in wine rack, granite counters with beautiful tile and a newer stainless steel appliances. A high top island, with a dining area and breakfast bar is perfect for family gatherings. The layout includes 9+ flat ceilings, a front formal area/family room, great room, and loft, providing ample space for all your families needs. All bedrooms are upstairs. Appreciate solar with low APS bills with a fixed payment of $168/mo. (months of credit too)! Enjoy a simple maintenance backyard with a covered patio, artificial turf and pavers with additional side cemented area perfect for storage or additional play area! A children's playground/park just down the street - welcome home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,643.8/mo
Estimated Loan Balance
$274,579
Cash to close
$144,226
Interest Paid
$31,379

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water, Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: KB HOMES

Community & HOA

Community
  • Subdivision: BELL POINTE 1
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: PDS planned developm
  • HOA Amenities: Unknown
  • HOA Fee: $56
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $185.44
  • Tax Annual Amount: $1122
  • On Market Date: 2024-07-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $144,226 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $144,226!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$265,774
Your Cash$144,226
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,192/mo
Traditional @ 7.5%
$2,064/mo
You save $872/month ($10,464/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6726393

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-26T21:32:59.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,192 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,226 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $144,226!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$265,774
Your Cash$144,226
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,192/mo
Traditional @ 7.5%
$2,064/mo
You save $872/month ($10,464/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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