Laura Jewett

Laura Jewett

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Closed

$849,000

($222,540 down)
VA

1725 Mendota St, Chula Vista, CA 91913

4
3
1,794 sqft
PITI Monthly
$3,878.12 /mo

Listing courtesy of: Ricky Silber, Real Broker

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,750 /mo
$4,545 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
HOME OFFICE
PRIVATE BACKYARD

Assumable 2.5% interest rate for VA buyers. Nestled in the vibrant community of Otay Ranch, this stunning 4-bedroom, 2.5-bath twin home that lives like a detached home, offers a perfect blend of modern comfort and suburban charm. Leased solar, with a spacious open-concept floor plan, the home boasts a bright and airy living area that seamlessly flows into a gourmet kitchen featuring stainless steel appliances, granite countertops, ideal for entertaining or family gatherings. Upstairs, the primary suite serves as a serene retreat with a walk-in closet and an en-suite bathroom complete with dual vanities and a soaking tub. Three additional bedrooms provide flexibility for home office, or guest space. Outside, the private backyard is perfect for barbecues and relaxation, while the attached two-car garage adds convenience. Located just moments from parks, top-rated schools, shopping, and dining, this home embodies the best of Otay Ranch living. Don't miss this incredible opportunity to make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,878.12/mo
Estimated Loan Balance
$627,766
Cash to close
$222,540
Interest Paid
$61,113

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Mcmillin Lomas Verde
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $473.24
  • Tax Annual Amount: $10612.5
  • On Market Date: 2024-11-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $222,540 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $222,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$626,460
Your Cash$222,540
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,750/mo
Traditional @ 7.5%
$4,714/mo
You save $1,964/month ($23,562/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240027231SD

Listing From:

Last updated: 2025-03-26T19:32:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,750 /mo
$4,545 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $222,540 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $222,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$626,460
Your Cash$222,540
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,750/mo
Traditional @ 7.5%
$4,714/mo
You save $1,964/month ($23,562/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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