Laura Jewett

Laura Jewett

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Closed

$799,990

($130,219 down)
VA

1721 Valencia Place, Oxnard, CA 93035

3
3
1,636 sqft
PITI Monthly
$3,142.52 /mo

Listing courtesy of: Janette Correa, Keller Williams Encino/Sherman Oaks

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,926 /mo
$4,828 /mo

What's Special

LOCATION
SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
COZY

Welcome home! This dream home, located in the Marina West neighborhood of Oxnard, combines residential charm with the convenience of being just a few miles from Oxnard Shores and Channel Islands, making it a great place to raise a family and enjoy seaside activities. The house shows like a model home with its recent upgrades and inviting ambiance. Upon entering, you will notice the natural light flooding the space, highlighting the fresh interior paint and showcasing the newer wood-like flooring throughout the first floor. The formal living room, accentuated with recessed lighting, a cozy gas fireplace, and elegant faux wood shutters, sets a refined tone for the home. The flowing layout seamlessly connects you to the spacious gourmet kitchen—the heart of the home. Featuring quartz countertops, abundant cabinet space, newer stainless steel appliances, and modern light fixtures, this kitchen leads effortlessly into the family room, making it perfect for entertaining guests and creating lasting memories. Off the family room, step outside to a spacious backyard with plenty of room to create your own paradise. Whether you envision hosting summer barbecues, creating a serene garden, or building a play area, this backyard offers endless possibilities. All bedrooms are conveniently located upstairs, providing a perfect space for relaxation. These updated rooms offer comfort and style, making them a serene retreat after a long day. This home offers an impeccable blend of comfort, style, and location, making it one of the most appealing residences in Marina West. Don't miss the opportunity to make this exceptional property your own and enjoy all that coastal living has to offer! It won't last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,142.52/mo
Estimated Loan Balance
$679,341
Cash to close
$130,219
Interest Paid
$65,165

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Masonry, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Americana 4 (247804)
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $488.99
  • Tax Annual Amount: $
  • On Market Date: 2024-07-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $130,219 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $130,219!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$669,771
Your Cash$130,219
Total Purchase Price:$799,990

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,926/mo
Traditional @ 7.5%
$5,008/mo
You save $2,082/month ($24,987/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24153614

Listing From:

Last updated: 2024-12-05T04:37:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,926 /mo
$4,828 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,219 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $130,219!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$669,771
Your Cash$130,219
Total Purchase Price:$799,990

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,926/mo
Traditional @ 7.5%
$5,008/mo
You save $2,082/month ($24,987/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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