Laura Jewett

Laura Jewett

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$423,700

($164,159 down)
FHA

17215 W MOLLY Lane, Surprise, AZ 85387

3
3
1,886 sqft
PITI Monthly
$1,676.4 /mo

Listing courtesy of: Deanna C Misulich, Arizona Premier Realty Homes & Land, LLC

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,201 /mo
$1,939 /mo

What's Special

WALK-IN CLOSET
PATIO

Step into this Single Level Sanctuary built in 2020, ideally located on a North/South lot. Spanning 1,886 SF, this residence features a desirable split floor plan offering 3 bedrooms, den and 2.5 bathrooms. The kitchen is a chef's delight with beautiful countertops/cabinets, stainless-steel appliances including range/oven, built-in microwave, refrigerator, and wine refrigerator. Enjoy meals in the sunny eat-in area and enjoy space and comfort in the generous size great room. Utilize the convenient pantry for storage. The master bedroom retreat includes a generous custom walk-in closet, that's pleasing for space optimization, functionality and aesthetical appealing. Tile in high-traffic areas and carpeting in bedrooms. Outside, the low-maintenance yard with endless possibilities, including a paver patio section and several stone garden beds, making it perfect for relaxing or outdoor gatherings. Located in a prime area close to Elementary School, this home offers the ultimate blend of comfort and convenience. This beautiful home is located on a premium lot with lots of space between neighbor on the east side. Don't miss out on this rare opportunity to see it today and make this single level sanctuary yours today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,676.4/mo
Estimated Loan Balance
$260,105
Cash to close
$164,159
Interest Paid
$36,163

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Courtland

Community & HOA

Community
  • Subdivision: MIRANO AT DESERT OASIS LOT 1 REPLAT
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: AAM
  • HOA Amenities: Unknown
  • HOA Fee: $92
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $224.66
  • Tax Annual Amount: $1462
  • On Market Date: 2025-01-23T13:50:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $164,159 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $164,159!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$259,541
Your Cash$164,159
Total Purchase Price:$423,700

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,201/mo
Traditional @ 7.5%
$2,011/mo
You save $810/month ($9,723/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6809287

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T18:44:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,201 /mo
$1,939 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,159 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $164,159!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$259,541
Your Cash$164,159
Total Purchase Price:$423,700

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,201/mo
Traditional @ 7.5%
$2,011/mo
You save $810/month ($9,723/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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