Laura Jewett

Laura Jewett

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$725,000

($61,917 down)
VA

1717 Signature Place UNIT 3, Chula Vista, CA 91913

3
3
1,587 sqft
PITI Monthly
$4,674.5 /mo

Listing courtesy of: Kim Dinh, Real Broker

Assumed Rate

4.99%
7.15%

Principal & Interest

$3,703 /mo
$4,664 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CLUBHOUSE
FITNESS CENTER
PLAYGROUND

Discover the perfect blend of style, comfort, and convenience in this beautifully upgraded 3-bedroom, 2.5-bath townhome and TWO car garage located in the highly desirable Montecito community of Otay Ranch. Built in 2019, this modern home offers an open-concept layout with sleek vinyl flooring, updated cabinets, and a spacious living area designed for both relaxation and entertaining. The gourmet kitchen features contemporary cabinetry, stainless steel appliances, and ample counter space, making meal prep a breeze. Upstairs, the primary suite boasts a walk-in closet and an en-suite bathroom with dual sinks and a glass-enclosed shower. Two additional bedrooms, a full bath, and a convenient laundry room complete the upper level. This smart home is equipped with a central A/C system that can be controlled remotely for year-round comfort. The attached two-car garage includes an installed EV charger and custom storage racks, adding to the home's efficiency and organization. Located in a vibrant community with access to Montecito Clubhouse with multiple pools, parks, playgrounds, basketball and pickleball courts, and a full fitness center. Multiple schools all within walking distance. Don’t miss this opportunity to own a beautifully upgraded townhome in one of Chula Vista’s most sought-after neighborhoods!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.99
Remaining Loan Term
27 years, 4 months
Monthly PITI
$4,674.5/mo
Estimated Loan Balance
$664,962
Cash to close
$61,917
Interest Paid
$90,098

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: Yes
  • HOA Name: Walter Management
  • HOA Amenities: Unknown
  • HOA Fee: $386
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $456.84
  • Tax Annual Amount: $9062.5
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,917 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $61,917!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$663,083
Your Cash$61,917
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$3,703/mo
Traditional @ 7.5%
$4,838/mo
You save $1,135/month ($13,620/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501813

Listing From:

Last updated: 2025-04-03T08:35:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.99%
7.15%

Principal & Interest

$3,703 /mo
$4,664 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,917 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $61,917!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$663,083
Your Cash$61,917
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$3,703/mo
Traditional @ 7.5%
$4,838/mo
You save $1,135/month ($13,620/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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