Laura Jewett

Laura Jewett

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$845,000

($76,387 down)
VA

1716 Silverberry Way, Oceanside, CA 92056

3
3
2,040 sqft
PITI Monthly
$5,924.37 /mo

Listing courtesy of: Jacqueline Vance, AIS Enterprise Inc

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,828 /mo
$5,346 /mo

What's Special

DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
EFFICIENT

Newer Luxury Home in Melrose Heights Strand community with $75k in upgrades! VA loan is assumable! This home is located on an END UNIT and features an open floor plan with 2,040 square feet, 3 bedrooms, large loft/bonus area which could be 4th bedroom and 2 ½ bathrooms. The Great room shows light and bright with 9-foot ceilings, recessed lighting and luxury vinyl plank flooring. The kitchen has a large island with Samsung stainless steel appliances, White Quartz counter tops, a Side-by-side refrigerator with ice/water in door and plenty of storage area. The dining room is next to the Great room and kitchen with a sliding glass door offering convenient access to the enclosed backyard. The patio area has been recently upgraded with cement and artificial turf making it a perfect area for those summer BBQ’s! Upstairs has 9-foot ceilings with an abundance of natural light and a spacious master room on one side and two bedrooms on the opposite side. Master has a large bathroom and walk-in closet. The bonus room is perfect for a workspace, fitness or media area or playroom for kids! Upstairs laundry room with sink. Central Air & Heat. This is a Smart home operated by electronic devices with Energy Efficient windows, Solar and a Tank-less water heating system to keep energy and water bills low. Fully PAID/OWNED Solar is a huge plus! Large 2-Car garage, side by side with storage space. Complex overlooks the valley and mountains with great amenities such as BBQ area, pool, spa/jacuzzi and play area for children. Short walk on trial that leads to the Sports Center. It is a Great property to call you home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.16
Remaining Loan Term
27 years, 8 months
Monthly PITI
$5,924.37/mo
Estimated Loan Balance
$773,811
Cash to close
$76,387
Interest Paid
$112,223

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Heated, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Seabreeze
  • HOA Amenities: Unknown
  • HOA Fee: $386
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $414.22
  • Tax Annual Amount: $10562.5
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,387 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $76,387!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$768,613
Your Cash$76,387
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,828/mo
Traditional @ 7.5%
$5,546/mo
You save $718/month ($8,616/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502496

Listing From:

Last updated: 2025-04-03T05:39:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,828 /mo
$5,346 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,387 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $76,387!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$768,613
Your Cash$76,387
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,828/mo
Traditional @ 7.5%
$5,546/mo
You save $718/month ($8,616/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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