Laura Jewett

Laura Jewett

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$515,000

($219,696 down)
VA

17138 W LAS PALMARITAS Drive, Waddell, AZ 85355

3
3
2,324 sqft
PITI Monthly
$1,752.54 /mo

Listing courtesy of: Denise Caldwell, Realty ONE Group

Assumed Rate

3.25%
7.15%

Principal & Interest

$1,436 /mo
$2,229 /mo

What's Special

DESIRED
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SEPARATE SHOWER
WALKING TRAILS
PLAYGROUND
MOUNTAIN VIEWS

This gorgeous 3-bedroom, 2.5-bath home, + a den, & 3-car tandem garage was a Model Home. The sellers are offering $5000 in buyer closing costs. The VA mortgage is assumable at a rate of 3.25%. New AC (July 2024), 3-car tandem garage for extra storage or workspace, and a tankless water heater. The showstopper kitchen has upgraded cabinets, a large island, a pantry, and stainless steel appliances with a gas range. The massive great room & dining area, open to the kitchen, create the perfect space for entertaining. Details include a wood-look plank tile flooring, spacious secondary bedrooms split from the primary suite, and each with a walk-in closet. The den features built-in shelves, a desk, and a walk-in closet, making it easy to convert into a 4th bedroom if desired. The primary suite is huge with a spa-like bathroom, separate shower and tub, dual vanities with custom tile work, a walk-in closet, and ample storage. Community amenities include parks, playgrounds, walking trails, mountain views, and bocce ball. Located in the desirable Granite Vista community, this home offers both luxury and convenience.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.25
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,752.54/mo
Estimated Loan Balance
$298,268
Cash to close
$219,696
Interest Paid
$50,875

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder: Elliott Homes

Community & HOA

Community
  • Subdivision: GRANITE VISTA PHASE 1A
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Granite Vista
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Monthly
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $221.6
  • Tax Annual Amount: $1799
  • On Market Date: 2025-02-22T18:10:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,696 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $219,696!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$295,304
Your Cash$219,696
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$1,436/mo
Traditional @ 7.5%
$2,312/mo
You save $876/month ($10,507/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6824947

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T17:41:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.25%
7.15%

Principal & Interest

$1,436 /mo
$2,229 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,696 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $219,696!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$295,304
Your Cash$219,696
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$1,436/mo
Traditional @ 7.5%
$2,312/mo
You save $876/month ($10,507/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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