Laura Jewett

Laura Jewett

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$387,000

($263,974 down)
FHA

17132 W TARA Lane, Surprise, AZ 85388

3
2
1,670 sqft
PITI Monthly
$898.73 /mo

Listing courtesy of: Jesse Moreno, West USA Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$553 /mo
$907 /mo

What's Special

SERENE
MODERN
VAULTED CEILINGS
MATURE TREES

Experience one of Trend Homes' sought-after split floor plan models with a den and stacked stone elevation in Surprise Farms. This bright, open home features vaulted ceilings, a stylish kitchen with an island, and modern finishes. Freshly updated in 2022, it includes upgraded tile and carpet in key areas for comfort and style. Natural light complements the warm, neutral palette, creating a welcoming atmosphere. The serene backyard offers shade from mature trees, perfect for relaxation. This exceptional property is a wonderful opportunity for qualified buyers. Don't miss the chance to make this beautiful home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$898.73/mo
Estimated Loan Balance
$124,339
Cash to close
$263,974
Interest Paid
$14,444

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Trend

Community & HOA

Community
  • Subdivision: SURPRISE FARMS PHASE 1B SOUTH PARCEL 9
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Surprise Farms II Co
  • HOA Amenities: Unknown
  • HOA Fee: $156.71
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $231.74
  • Tax Annual Amount: $1212
  • On Market Date: 2024-12-26T16:10:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $263,974 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $263,974!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$123,026
Your Cash:$263,974
Total Purchase Price:$387,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$553/mo
Traditional @ 7.5%
$941/mo
You save $388/month ($4,660/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6797436

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-30T06:55:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$553 /mo
$907 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,974 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $263,974!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$123,026
Your Cash:$263,974
Total Purchase Price:$387,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$553/mo
Traditional @ 7.5%
$941/mo
You save $388/month ($4,660/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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