Laura Jewett

Laura Jewett

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$420,000

($188,564 down)
FHA

1712 9th Trail, Cotopaxi, CO 81223

4
2
1,736 sqft
PITI Monthly
$1,455.17 /mo

Listing courtesy of: Justin Tanner, First Colorado Land Office, Inc.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,046 /mo
$1,718 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
SEPARATE SHOWER
CHARMING
COZY
NO HOA

This spacious home offers 1,736 square feet of comfortable living space and sits on a picturesque 8.93-acre lot, partially treed with a beautiful meadow area. Over six acres is fenced, providing both privacy and space to enjoy the outdoors. Inside, you'll find 4 bedrooms, including a luxurious primary suite with two walk-in closets and a private bath featuring a garden tub and separate shower. With two full baths total, this home is ideal for family living or hosting guests. The living area boasts a cozy wood-burning free-standing stove, perfect for chilly nights, while large windows frame breathtaking views of the Sangre de Cristo Mountains. Outside, the property includes a chicken coop, storage shed, and a heated 2-car detached garage which offers ample room for all of your outdoor toys and equipment. Conveniently located just 25 minutes from Deweese Reservoir and 21 minutes to the town of Westcliffe, you'll enjoy the peace and serenity of rural life with easy access to nearby amenities. Plus, there’s no HOA, so you have the freedom to truly make this property your own. With its metal roofs, charming rural setting, and unbeatable mountain vistas, this home is a must-see! Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,455.17/mo
Estimated Loan Balance
$241,738
Cash to close
$188,564
Interest Paid
$27,350

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Other
  • Heating: Forced Air, Wood Stove
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Wood Burning Stove
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Metal
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Florida Colorado Acres
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Cotopaxi

Financial Details

  • Price per Sqft: $241.94
  • Tax Annual Amount: $945
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $188,564 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $188,564!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$231,436
Your Cash$188,564
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,046/mo
Traditional @ 7.5%
$1,782/mo
You save $735/month ($8,824/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8560758

Listing From: recolorado

Last updated: 2025-03-25T22:40:26.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,046 /mo
$1,718 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,564 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $188,564!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$231,436
Your Cash$188,564
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,046/mo
Traditional @ 7.5%
$1,782/mo
You save $735/month ($8,824/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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