Laura Jewett

Laura Jewett

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Closed

$829,900

($473,025 down)
VA

1711 Long Ridge St, Chula Vista, CA 91913

3
3
1,640 sqft
PITI Monthly
$1,912.17 /mo

Listing courtesy of: Glen Henderson, Big Block Realty, Inc.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,696 /mo
$2,638 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
PRIVATE BACKYARD
LANDSCAPED
TURNKEY

Do not miss this turnkey twin home in the Lomas Verdes community, in the heart of Otay Ranch in Chula Vista. Upon entering the home, the vaulted ceilings in the formal living area greet you, bringing in a ton of natural light. The spacious family room is open to the updated kitchen, which includes quartz countertops and stainless steel appliances. There is also a half bath and laundry closet off of the kitchen, along with access to the attached two-car garage. Upstairs has all bedrooms, including a huge primary suite, complete with a walk-in closet and a stand-alone bathtub in the bathroom. The home has new paint, new flooring throughout the downstairs, and upgraded carpet upstairs. The home is situated on an elevated corner lot, giving you an extra level of privacy inside the home and in your large, private backyard. The backyard is nicely landscaped with a large covered sitting area, and it is perfect for family and/or entertaining. The prime location is just a short walk to Corky McMillin Elementary, a California Distinguished School, and Calvary Christian Academy adjacent to that. Restaurants and the newly completed South Bay Rapid Transit route are also within walking distance. The popular Otay Ranch Center Shopping Mall is just a quick five-minute drive away.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,912.17/mo
Estimated Loan Balance
$358,339
Cash to close
$473,025
Interest Paid
$56,067

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Duplex
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: McMillin Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $506.04
  • Tax Annual Amount: $
  • On Market Date: 2024-08-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $473,025 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $473,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$356,875
Your Cash:$473,025
Total Purchase Price:$829,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,696/mo
Traditional @ 7.5%
$2,736/mo
You save $1,041/month ($12,489/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240019361SD

Listing From:

Last updated: 2024-12-05T05:04:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,696 /mo
$2,638 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $473,025 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $473,025!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$356,875
Your Cash:$473,025
Total Purchase Price:$829,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,696/mo
Traditional @ 7.5%
$2,736/mo
You save $1,041/month ($12,489/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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