Laura Jewett

Laura Jewett

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Closed

$900,000

($237,965 down)
FHA

1705 Pantai Ave, Chula Vista, CA 91913

5
4
2,476 sqft
PITI Monthly
$3,658.67 /mo

Listing courtesy of: David Jefferson, Weichert SoCal

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,935 /mo
$4,831 /mo

What's Special

SHOPPING
SPACIOUS
CLUBHOUSE
FITNESS CENTER
EFFICIENT
SOLAR PANELS

Welcome Home to the Village of Montecito in Otay Ranch! This 2024 highly upgraded 5-bed home with a versatile loft (easily convertible to a 6th bedroom) features a spacious tri-level floor plan with one shared wall. Enjoy 10-Ft ceilings, a chefs kitchen, paid-off solar panels & tesla battery, tankless water heater, & natural light from energy-efficient windows. Resort-style amenities include pools, a fitness center, clubhouse & Much more. Conveniently located near top rated schools, shopping, & freeways. Buyers & buyers agent to verify all herein prior to submitting an offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,658.67/mo
Estimated Loan Balance
$666,204
Cash to close
$237,965
Interest Paid
$68,754

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Lovina
  • HOA Amenities: Unknown
  • HOA Fee: $147
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $363.49
  • Tax Annual Amount: $
  • On Market Date: 2024-12-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,965 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $237,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$662,035
Your Cash$237,965
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,935/mo
Traditional @ 7.5%
$5,011/mo
You save $2,076/month ($24,912/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240028980SD

Listing From:

Last updated: 2025-01-14T01:15:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,935 /mo
$4,831 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,965 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $237,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$662,035
Your Cash$237,965
Total Purchase Price:$900,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,935/mo
Traditional @ 7.5%
$5,011/mo
You save $2,076/month ($24,912/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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