Laura Jewett

Laura Jewett

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Closed

$455,000

($62,259 down)
FHA

1705 S 82ND Place, Mesa, AZ 85209

3
3
1,956 sqft
PITI Monthly
$3,078.11 /mo

Listing courtesy of: Tamie Aguilera, Re/Max Fine Properties

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,473 /mo
$2,709 /mo

What's Special

OPEN CONCEPT
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
WALK-IN CLOSET
MASTER SUITE
PATIO
PLAYGROUND

Offers welcome! Discover this stunning Spanish-style gem in the heart of Mesa, offering an unbeatable combination of elegance, convenience, and community amenities. This meticulously maintained 3-bedroom, 2.5-bathroom home spans 1,956 square feet and boasts an additional living area upstairs, perfect for a variety of uses. Step inside to find a spacious and inviting layout, featuring a luxurious master suite with a walk-in closet, and two additional generously-sized bedrooms, all bathed in natural light. The kitchen is a chef's dream, with granite countertops, a large island, and an open concept design flowing into the living area—ideal for entertaining guests. The home is move-in ready, partially furnished, and includes essential appliances such as a washer, dryer, and refrigerator, along with a water softener system. The beautifully crafted staircase and banister add a touch of charm and sophistication. Outside, enjoy the privacy of your own small patio, while the community offers a wealth of amenities including a pool with private bathrooms, a dog park, a playground, a cornhole area, a firepit with a hangout space, and scenic walking paths. The low HOA fee covers exterior maintenance, making this a perfect low-maintenance living option. Additional features include a two-car garage, ample storage space, and a pet door. Built in 2020 and used only as a part-time residence, this home has been lovingly cared for and offers a warm, welcoming atmosphere. Welcome to your new home in one of Mesa's most sought-after neighborhoods! **Listing Agent is also the Owner of this home**

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,078.11/mo
Estimated Loan Balance
$393,163
Cash to close
$62,259
Interest Paid
$49,655

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: ENERGY STAR Qualified Equipment, Refrigeration
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Woodside Homes

Community & HOA

Community
  • Subdivision: HERITAGE CROSSING
  • Features: Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Heritage Crossing
  • HOA Amenities: Unknown
  • HOA Fee: $120
  • HOA Frequency: $Monthly
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $232.62
  • Tax Annual Amount: $1857
  • On Market Date: 2025-01-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $62,259 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $62,259!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$392,741
Your Cash$62,259
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,473/mo
Traditional @ 7.5%
$2,710/mo
You save $238/month ($2,851/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6801396

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-02T22:43:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,473 /mo
$2,709 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,259 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $62,259!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$392,741
Your Cash$62,259
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,473/mo
Traditional @ 7.5%
$2,710/mo
You save $238/month ($2,851/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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