Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$625,000

($323,825 down)
VA

1670 James Avenue, Saint Paul, MN 55105

3
4
2,652 sqft
PITI Monthly
$2,247.05 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,333 /mo
$2,209 /mo

What's Special

LOCATION
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
SEPARATE SHOWER
DECK
PATIO
FENCED YARD
PLAYGROUND

Open & bright Mac/Grove 2 story in a truly special location! Once you enter this home you will appreciate the large room sizes & open floor plan. Large living room with gas fireplace & views of green space, dining room & spacious kitchen. Open kitchen features Hickory cabinets & Silestone counters; Great storage & working space as well as huge center island. Main floor mudrm, laundry & powder rm complete this level. Upper level features 3 large bedrooms with great closet space. Primary with full bath including jacuzzi tub, separate shower & walk in closet. 2 additional bedrooms with another large full bath. Lower level features a large family room, office, 4th bath rm & great storage! Once outside you will love the fenced yard w entertainment size deck, patio, fresh landscaping & oversized garage ... Out front enjoy Mattocks Park just steps away; tennis, pickleball, basketball, playground & tons of green space. Meticulously maintained by the same owners for over 30 years!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,247.05/mo
Estimated Loan Balance
$327,000
Cash to close
$323,825
Interest Paid
$34,953

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1925
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Elmwood
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $235.67
  • Tax Annual Amount: $8966
  • On Market Date: 2024-09-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,825 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $323,825!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$301,175
Your Cash:$323,825
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,333/mo
Traditional @ 7.5%
$2,291/mo
You save $958/month ($11,492/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6577315

Listing From: northstar

Last updated: 2024-10-21T19:03:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,333 /mo
$2,209 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,825 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $323,825!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$301,175
Your Cash:$323,825
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,333/mo
Traditional @ 7.5%
$2,291/mo
You save $958/month ($11,492/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.