Laura Jewett

Laura Jewett

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Closed

$575,000

($265,185 down)
VA

16680 18th Street S, Lake Saint Croix Beach, MN 55043

3
3
3,080 sqft
PITI Monthly
$1,928.15 /mo

Listing courtesy of: , Keller Williams Integrity Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,384 /mo
$2,229 /mo

What's Special

ENTERTAINMENT
DINING
FIREPLACE
WALK-IN CLOSET
WET BAR

Nestled in the quiet community of Lake Saint Croix Beach, this home offers so much! Entire home plus garage is heated with a 6-zone Wirsbo in floor heat plus forced air furnace. Central vacuum for ease of cleaning. Large great room encompassing living room with gas fireplace, dining area, and kitchen leads to a cabin-like screened porch offering a hot tub, entertainment area with wood burning, gas-lit fireplace, wet bar and gas grill, plus dining area. Main level also offers large walk in pantry, expansive primary bedroom with separate access to hot tub along with walk-in closet with built ins and front load washer/dryer. Primary bath offers roll in shower, two sinks, and private toilet door. Lower level offers two large bedrooms and a full bath along with expansive storage area and workshop that has steps up to the garage. Kitchen offers new cooktop, dishwasher, and newer wall oven, plus a dedicated ice maker. Outside the AC unit is brand new and there are gutter guards on all gutters. On the right side of the garage is a space to store an RV including 220 electrical power. Roof is just one year old. Although the streets are fairly new, residents of this city will never be charged assessments when streets are replaced.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,928.15/mo
Estimated Loan Balance
$314,112
Cash to close
$265,185
Interest Paid
$30,673

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Radiant Floor
Features
  • Materials: Fiber Cement
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Composite
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lake St Croix Beach Sec 1
  • Features: Doors 36"+, Grab Bars In Bathroom, Partially Wheelchair, Roll-In Shower
HOA
  • Has HOA: No
Location
  • Region: Lake Saint Croix Beach

Financial Details

  • Price per Sqft: $186.69
  • Tax Annual Amount: $4527
  • On Market Date: 2024-10-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $265,185 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $265,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$309,815
Your Cash$265,185
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,384/mo
Traditional @ 7.5%
$2,312/mo
You save $928/month ($11,133/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6621680

Listing From: northstar

Last updated: 2024-12-04T15:51:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,384 /mo
$2,229 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,185 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $265,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$309,815
Your Cash$265,185
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,384/mo
Traditional @ 7.5%
$2,312/mo
You save $928/month ($11,133/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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