Laura Jewett

Laura Jewett

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Pending

$474,900

($58,249 down)
VA

16658 W MESCAL Street, Surprise, AZ 85388

4
2
1,839 sqft
PITI Monthly
$2,176.87 /mo

Listing courtesy of: Angela Horga, Century 21 Northwest

Assumed Rate

2.86%
7.15%

Principal & Interest

$1,874 /mo
$3,057 /mo

What's Special

DESIRED
SERENE
FIREPLACE
WALK-IN CLOSET
PATIO

Welcome to this beautiful 4-bedroom home sitting on a desired corner lot! This one-level gem offers sweet curb appeal, a low-care front yard, and a 2-car garage with an extended driveway. Inside, a great open layout awaits, featuring an electric fireplace, wood-look tile floors, recessed lighting, and sliding glass doors that merges the indoor/outdoor living areas. Open-concept kitchen has SS appliances, a walk-in pantry, white cabinetry, tile backsplash, an island w/breakfast bar, and sleek quartz counters. The main bedroom boasts an ensuite with a dual vessel sink vanity, a step-in shower, and a walk-in closet. Discover plantation shutters in some windows! The serene backyard includes a covered patio and a sparkling blue pool for fun gatherings. Seize this opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.86
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,176.87/mo
Estimated Loan Balance
$418,407
Cash to close
$58,249
Interest Paid
$45,611

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile, Concrete
Condition
  • Year Built: 2018
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: RETREAT AT SYCAMORE FARMS PARCEL 12 PHASE 2
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sycamore Farms
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $258.24
  • Tax Annual Amount: $1631
  • On Market Date: 2025-03-20T14:10:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,249 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $58,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.86% Sellers Rate
$416,651
Your Cash$58,249
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 2.86%
$1,874/mo
Traditional @ 7.5%
$3,171/mo
You save $1,297/month ($15,561/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6838116

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-25T14:12:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.86%
7.15%

Principal & Interest

$1,874 /mo
$3,057 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,249 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $58,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.86% Sellers Rate
$416,651
Your Cash$58,249
Total Purchase Price:$474,900

Assumed vs Traditional Mortgage

Assumed @ 2.86%
$1,874/mo
Traditional @ 7.5%
$3,171/mo
You save $1,297/month ($15,561/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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