Laura Jewett

Laura Jewett

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Closed

$699,999

($313,454 down)
VA

1657 La Ribera Lane UNIT 2, Chula Vista, CA 91913

3
3
1,588 sqft
PITI Monthly
$2,631.97 /mo

Listing courtesy of: MARISOL GUTIERREZ, RE/MAX ONE

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,736 /mo
$2,850 /mo

What's Special

SHOPPING
ENTERTAINMENT
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
INVESTMENT OPPORTUNITY

Beautiful 3 bed, 2.5 bath two-story, end-unit Condo in the Montecito Village community of Otay Ranch in Chula Vista! Property boasts stainless steel appliances, a pantry, and a considerably large kitchen island. Primary bedroom offers ensuite bathroom with double sinks and a walk-in closet. There are two other spacious bedrooms, upstairs washer and dryer, and plenty of hallway storage. BRAND NEW Carpet and paint! Nice large patio, for BBQ and entertainment, and a one-car garage (direct access). HOA amenities include a park, club house, BBQ area, pool and spa, gym, and tennis and basketball courts. Shopping, restaurants, top-rated schools, and freeway nearby. Whether you're a first-time buyer, VA, downsizing, or seeking an investment opportunity, this property offers an ideal combination of modern living for all, thus making it an exceptional place to live. Don't miss out!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,631.97/mo
Estimated Loan Balance
$388,201
Cash to close
$313,454
Interest Paid
$45,384

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2012
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Avalon/Montecito at Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $380
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $440.81
  • Tax Annual Amount: $8749.99
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $313,454 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $313,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$386,545
Your Cash$313,454
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,736/mo
Traditional @ 7.5%
$2,956/mo
You save $1,220/month ($14,643/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24254215

Listing From:

Last updated: 2025-03-13T00:35:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,736 /mo
$2,850 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $313,454 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $313,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$386,545
Your Cash$313,454
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,736/mo
Traditional @ 7.5%
$2,956/mo
You save $1,220/month ($14,643/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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