Laura Jewett

Laura Jewett

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Closed

$439,000

($160,303 down)
VA

16534 W CARMEN Drive, Surprise, AZ 85388

4
3
2,795 sqft
PITI Monthly
$1,595.9 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,314 /mo
$2,062 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
PATIO
BALCONY

This beautiful 4-bedroom, 2-bathroom, home offers 2,795 sq ft of spacious living, perfect for those who appreciate both style and comfort. The home features a den, TESLA charger, and the added benefit of solar power for energy efficiency. The interior boasts a blend of tile and hardwood flooring for a touch of sophistication. The primary bedroom includes a full ensuite bathroom and an exit to a balcony. The kitchen is complete with a walk-in pantry, granite countertops, an eat-in area, and an island with a breakfast bar. Outside, the covered patio provides a lovely spot to unwind, overlooking a private yard with pavers, a built-in BBQ, and block fencing for privacy. Ideally situated near the 303, Surprise Rec Campus, shopping, and restaurants, this home combines luxury and location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,595.9/mo
Estimated Loan Balance
$281,001
Cash to close
$160,303
Interest Paid
$42,856

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other (See Remarks), 1 Fireplace
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Hacienda

Community & HOA

Community
  • Subdivision: NORTHWEST RANCH UNIT 2 PHASE G
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Northwest Ranch Asso
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $157.07
  • Tax Annual Amount: $1586
  • On Market Date: 2024-09-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $160,303 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $160,303!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$278,697
Your Cash$160,303
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,314/mo
Traditional @ 7.5%
$2,139/mo
You save $825/month ($9,903/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6756583

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-21T20:03:44.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,314 /mo
$2,062 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,303 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $160,303!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$278,697
Your Cash$160,303
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,314/mo
Traditional @ 7.5%
$2,139/mo
You save $825/month ($9,903/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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