Laura Jewett

Laura Jewett

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$598,000

($77,018 down)
VA

16533 W CARMEN Drive, Surprise, AZ 85388

4
3
2,534 sqft
PITI Monthly
$3,818.35 /mo

Listing courtesy of: Kimberly Thompson, Keller Williams Northeast Realty

Assumed Rate

7.06%
7.15%

Principal & Interest

$3,513 /mo
$3,545 /mo

What's Special

LOCATION
SERENE
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO

Location, Location, Location...Close to ballpark and so many restaurants! This stunning home, features 4 bedrooms/3 bathrooms, a loft, and a three-car garage. Has dramatic 24-foot ceilings with two stunning chandeliers and a beautiful wrought iron staircase upon entering this home. The perfect chef's kitchen with white cabinetry, subway tile backsplash, pendant lights over the island, walk-in pantry with adorable glass door, and stainless steel appliances. This spacious home is bright and airy and filled with natural light. Through the French Doors, you will find a large covered patio with a sunshade and a herringbone-pattern paver stone seating area. Cool off in the Pebble Tech sparkling pool boasting two serene water features and a pool light for late night swims. A must see.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.06
Remaining Loan Term
29 years, 3 months
Monthly PITI
$3,818.35/mo
Estimated Loan Balance
$521,428
Cash to close
$77,018
Interest Paid
$27,702

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Private Well
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2003
Details
  • Builder: HACIENDA BUILDERS

Community & HOA

Community
  • Subdivision: NORTHWEST RANCH UNIT 2 PHASE G
  • Features: Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Northwest Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $69
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $235.99
  • Tax Annual Amount: $1660
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $77,018 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $77,018!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$520,982
Your Cash$77,018
Total Purchase Price:$598,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$3,513/mo
Traditional @ 7.5%
$3,677/mo
You save $164/month ($1,968/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6837683

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T06:33:52.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$3,513 /mo
$3,545 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,018 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $77,018!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$520,982
Your Cash$77,018
Total Purchase Price:$598,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$3,513/mo
Traditional @ 7.5%
$3,677/mo
You save $164/month ($1,968/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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