$509,850
($364,240 down)16492 N 181ST Drive, Surprise, AZ 85388
PITI Monthly
Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty
Assumed Rate
4.46%
7.15%Principal & Interest
$964 /mo
$1,292 /moWhat's Special
PRICED BELOW APPRAISAL! This great home is located on a premium oversized lot across from the common area and offers 4 bedrooms + den and 2 full baths in 2089 SqFt with an open great room layout. The kitchen has stainless appliances including a gas range, granite countertops, tile backsplash, a walk-in pantry, and an island with breakfast bar. Sliding doors lead out to the big backyard which offers a sparkling pool, extensive paver patio with gazebo, easy-care desert landscaping, and only single-story neighbors. The primary bedroom has an en-suite bath with dual sink vanity, separate tub and shower, and a walk-in closet. One secondary bedroom also has a walk-in closet, and the hall bath has double sinks and a tub/shower combo. Other features include a new 3-Zone A/C, , newer water heater, 10-foot ceilings, and a 2 car garage with 7-foot door.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
18 years, 6 months
Monthly PITI
$1,458.65/mo
Estimated Loan Balance
$147,481
Cash to close
$364,240
Interest Paid
$87,464
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s)
- Heating: Electric
Features
- Materials: Wood Frame, Painted
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: Yes
- Pool Features: Private
Construction
Type & Style
- Stories: 1
- Home type: Single Family Residence
- Architectural Style:
Materials
- Wood Frame, Painted
- Roof: Tile
Condition
- Year Built: 2013
Details
- Builder: Unknown
Community & HOA
Community
- Subdivision: SURPRISE FARMS PHASE 3 PARCEL 2 LOTS 70 THROUGH 72
- Features: Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Surprise Farms III
- HOA Amenities: Unknown
- HOA Fee: $237
- HOA Frequency: $Quarterly
Location
- Region: Surprise
Financial Details
- Price per Sqft: $244.06
- Tax Annual Amount: $2305
- On Market Date: 2025-03-13T23:00:11.000Z
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $364,240!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6835047
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-04-02T19:56:35.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.46%
7.15%Principal & Interest
$964 /mo
$1,292 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $364,240!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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