Laura Jewett

Laura Jewett

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Closed

$870,000

($231,266 down)
VA

16467 Open View Road, Ramona, CA 92065

4
2
2,301 sqft
PITI Monthly
$3,086.12 /mo

Listing courtesy of: Martha Ramirez, Realty One Group Pacific

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,869 /mo
$4,698 /mo

What's Special

OPEN CONCEPT
STAINLESS STEEL APPLIANCES
SEPARATE SHOWER

Price Reduction!!!Gorgeous Ramona home in the coveted community of Rancho San Vicente. One story home with 3 bedrooms and one optional room that can easily be converted to a bedroom, currently used as a den. You'll love the formal living and huge Family room, Open Concept floor plan that includes, kitchen, family room and dinning area. Main Bedroom has his and hers closet and double sink vanity, separate shower and tub. Huge back yard with plenty of room for fun. All stainless steel appliances in kitchen most newly installed, Updated flooring throughout. 3 car garage and extra large driveway with room for all your cars, toys, gym and more. Interior was painted recently. Sewer is connected so you don't have to worry about septic tanks! Well on property is use is for irrigation.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,086.12/mo
Estimated Loan Balance
$641,451
Cash to close
$231,266
Interest Paid
$79,827

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Rancho San Vicente
  • HOA Amenities: Unknown
  • HOA Fee: $84
  • HOA Frequency: $Monthly
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $378.1
  • Tax Annual Amount: $
  • On Market Date: 2024-08-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $231,266 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $231,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$638,734
Your Cash$231,266
Total Purchase Price:$870,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,869/mo
Traditional @ 7.5%
$4,874/mo
You save $2,004/month ($24,049/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2404798

Listing From:

Last updated: 2024-12-05T03:40:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,869 /mo
$4,698 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $231,266 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $231,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$638,734
Your Cash$231,266
Total Purchase Price:$870,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,869/mo
Traditional @ 7.5%
$4,874/mo
You save $2,004/month ($24,049/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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